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13 Saratoga, Newport Beach, CA, 92660

2beds
2baths
1,150sqft
$975,000
$848price/sqft
$6,282/moest. monthly cost
$251,280/yrincome needed

About This Home

BAYFRONT HOME ON THE WATER in Newport Beach has been remodeled and sits overlooking Back Bay with 180 degree water views. This 2 bedroom/2 bath home has been reimagined with open kitchen, great room, spacious primary bedroom suite with an additional room attached and large bathroom. Second bedroom is light and bright with nearby bathroom. All rooms have high beamed ceillings, fresh paint, newer flooring and lots of natural light fron numerous windows. The living room has a corner brick flreplace, view windows and a large sliding glass door that leads out to the patio. The open kitchen views out to the boats and bay and has marble counter tops, stainless appliances and decorative wall finishes. All have water views. The primary bedroom suite is spacious and has an added room with windows and door to the patio that can be used as an office, work out room or walk in closet. There is a tub with shower and , vanity siink and closets. The second bedroom is well sized, light and bright with nearby full bathroom. Step outsidei to the oversized private patio with views of the bay and bluffs. Take a walk down the seawall to the neighborhood clubhouse, private beach, pool/jacuzzi, firepits, picnic area with barbeque plus a dog park! Also on the southside there is another clubhouse, pool, jacuzzi, picnic & barbeque areas, sports courts and a fitness room. Less than a mile away is Balboa Island, Fashion Island, world class beaches and restaurants. Property is on leased land at $6500 monthly includes water, trash & community amenitites. There are no land taxes or HOA dues. Come live the Newport Beach lifestyle at a fraction of the cost of nearby neighborhoods.

Getting Around

44
WalkingCar-Dependent
32
TransitSome Transit
69
BikeBikeable

Schools

8/10

Construction

Condition

  • Property condition: Additions/Alterations,Updated/Remodeled
  • Year built: 1962

Materials

  • Foundation: Concrete Perimeter,Pier Jacks
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick,Drywall,Glass,Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Gas Cooktop,Disposal,Water Heater
  • Laundry features: Common Area,Washer Hookup,Gas Dryer Hookup,Laundry Closet

Bathroom

  • Features: Bathtub,Remodeled,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,Built-in Features,Ceiling Fan(s),High Ceilings,Open Floorplan,Stone Counters,Track Lighting,Dressing Area
  • Door features: Sliding Doors
  • Window features: Screens,Wood Frames
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,150 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Pots & Pan Drawers,Stone Counters,Remodeled,Updated Kitchen

Other

  • Features: Dressing Area

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: 89221013
  • On leased land: Yes
  • Lease amount: 6500
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Side
  • Pool features: Community,Heated,Association
  • Patio & porch: Concrete,Patio,Stone
  • Exterior features: Awning(s)
  • Has spa: Yes
  • Spa features: Association,Heated,In Ground
  • Fencing: Masonry,Stone,Stucco Wall,Wood
  • Has view: Yes
  • View description: Back Bay,Water
  • Has water view: Yes
  • Water view: Back Bay,Water
  • On waterfront: Yes
  • Waterfront features: Bayfront,Seawall

Lot

  • Features: Close to Clubhouse,Garden

Parking

  • Total spaces: 2
  • Parking features: Driveway,Paved
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$115$1,380
Property Taxes $839$10,068
Electricity $398$4,786
Total$6,282$75,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,382/yr
40% on housing$188,460/yr
45% on housing$167,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$848This listing

vs Other Active Listings

Avg $/sqft

ZIP 92660$1,488
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92660$1,348
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$975,000
2026-07-06Price change$999,000
2026-06-26Price change$1,000,000
2022-09-23Pending sale$465,000
2022-07-30Contingent$465,000
2022-07-26Listed for sale$465,000
2020-09-07Listing removed$290,000
2020-08-04Pending sale$290,000
2020-07-02Listed for sale$290,000
2020-05-08Listing removed$225,000
2020-03-14Price change$225,000
2019-11-19Listed for sale$310,000
2016-10-12Listing removed$405,000
2016-09-11Price change$405,000
2016-09-09Listed for sale$440,000

For Sale by Agent

AgentMarilyn Williams
BrokerageColdwell Banker Realty

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