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20045 Royal Troon Dr, Monument, CO, 80132

5beds
6baths
6,900sqft
$1,295,000
$188price/sqft
$7,963/moest. monthly cost
$318,520/yrincome needed

About This Home

If you’ve been searching for the ultimate Colorado lifestyle, this custom built home in the sought after Kings Deer Highlands offers the perfect blend of privacy, space, and convenience, with easy access to Colorado Springs and I-25 for a quick drive to Denver. Inside, the 6,900 square foot home features vaulted ceilings, expansive windows, and beautiful custom millwork throughout. The chef’s kitchen is built for entertaining, complete with a massive island, additional gathering space, gas cooktop, and warming drawer. The primary suite is a true retreat with private outdoor access and a double sided fireplace connecting the bedroom and spa like bath, featuring a jetted tub and steam shower. Upstairs offers two additional bedrooms, while the finished basement is ideal for entertaining or multi generational living with a wet bar, theater room, sauna, additional bedrooms, and a second laundry hookup. Outdoor living is a standout, with a covered deck, pergola, outdoor fireplace, and mountain views, perfect for enjoying Colorado sunsets. A four car garage with newly epoxied floors and extra workspace completes the home. This is a home you truly need to experience in person to appreciate all it has to offer.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
5/10
8/10
Palmer Ridge High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 2003

Materials

  • Foundation: Walk Out
  • Roof: Tile
  • Construction materials: Stucco,Framed on Lot

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Gas in Kitchen,Exhaust Fan,Microwave,Oven,Refrigerator,Self Cleaning Oven
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 3
  • 1/2 bathrooms: 3

Features

  • 5-Pc Bath,9Ft + Ceilings,Great Room,Vaulted Ceiling(s),Central Vacuum,High Speed Internet,Pantry,Sauna,Wet Bar
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 4
  • Fireplace features: Basement,Four,Gas
  • Fireplace: Yes
  • Finished area below ground: 2,948
  • Finished area above ground: 3,952

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 6,900
  • Total interior livable area: 6,900 sqft

Other

  • Level: Main
  • Area: 234

Property

Accessibility

  • Accessibility features: Stairs to front entrance,Stairs to garage

Details

  • Parcel number: 6104006007
  • Other equipment: Home Theater

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite,Covered
  • Exterior features: Auto Sprinkler System
  • Has view: Yes
  • View description: Panoramic,Golf Course,Mountain(s),View of Pikes Peak

Lot

  • Lot size: 2.55 Acres
  • Features: HOA Required $

Parking

  • Total spaces: 4
  • Parking features: Attached,Even with Main Level,Garage Door Opener,Oversized,Concrete Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Wildfire
Winter Weather
Lightning
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$410$4,920
Property Taxes $485$5,820
Electricity $520$6,250
Total$7,963$95,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,017/yr
40% on housing$238,890/yr
45% on housing$212,346/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 80132$227
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80132
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,380,000
2025-12-30Listing removed$1,380,000
2025-11-06Price change$1,380,000
2025-09-30Listed for sale$1,400,000
2025-09-19Contingent$1,400,000
2025-09-11Listed for sale$1,400,000
2000-11-06Sold$120,000

For Sale by Agent

AgentAlly Presicci
BrokerageColdwell Banker Realty

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