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6788 McPherson Clay Rd, Liberty, NC, 27298

3beds
3baths
2,948sqft
$999,000
$339price/sqft
$6,518/moest. monthly cost
$260,720/yrincome needed

About This Home

Situated on approximately 11 acres in Liberty, NC, this home is a combination of space, privacy, and flexibility. Surrounded by natural landscape, provides a peaceful, rural feel while still maintaining convenient access to nearby towns and major roadways. 3 bedrooms and 2.5 bathrooms, along with a functional layout designed for everyday living. A bonus room over the garage adds valuable additional space—ideal for a home office, media room, or guest area. An almost finished additional space provides even more opportunity, ready to be transformed to fit your needs— a studio, workout room, or additional living area. Enjoy a scenic pond view, with permitted access for enjoyment with no maintenance responsibility, a peaceful backdrop without the upkeep. Endless possibilities for outdoor enjoyment, recreation, or future improvements. No HOA, there is flexibility for a variety of uses. If you’ve been searching for a property that offers both usable land and room to grow, this is a must-see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Gas Cooktop,Gas Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Separate Shower
  • Flooring: Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,948

Heating & Cooling

  • Heating features: Heat Pump,Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,948
  • Total interior livable area: 2,948 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: 0109660
  • Zoning: res
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Garden

Lot

  • Lot size: 11.36 Acres
  • Lot size dimensions: See Plat

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Guilford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$485$5,820
Property Taxes $708$8,496
Electricity $274$3,294
Total$6,518$78,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,474/yr
40% on housing$195,540/yr
45% on housing$173,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 27298$176
Guilford County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27298$177
Guilford County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,030,000
2025-08-22Sold$940,000
2024-12-18Sold$940,000
2024-11-04Pending sale$1,000,000
2024-10-11Listed for sale$1,000,000

For Sale by Agent

AgentJamie Skaalerud
BrokerageKeller Williams Central

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