19545 Elgin St NW, Elk River, MN, 55330
About This Home
This beautifully maintained five-bedroom, four-bathroom home offers a perfect blend of comfort, space, and functionality. From the moment you step inside, you’ll notice the abundance of natural light flowing throughout the home, creating a warm and inviting atmosphere in every room. The spacious kitchen is designed with both everyday living and entertaining in mind, featuring stainless steel appliances, ample counter space, and a seamless connection to both the informal and formal dining areas. Whether hosting gatherings or enjoying a quiet meal, this layout provides flexibility for any occasion. The main level opens directly to a stunning, oversized deck—ideal for outdoor dining, relaxing, or entertaining guests—overlooking a beautiful concrete in-ground pool. This outdoor space offers a private retreat, perfect for summer enjoyment and making lasting memories. With a three-car garage and generous living spaces throughout, this home combines thoughtful design with exceptional upkeep, making it truly move-in ready.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Upper
- Area: 272
- Dimensions: 17x16
Bedroom2
- Level: Upper
- Area: 169
- Dimensions: 13x13
Bedroom3
- Level: Upper
- Area: 208
- Dimensions: 13x16
Bedroom4
- Level: Main
- Area: 169
- Dimensions: 13x13
Bedroom5
- Level: Basement
- Area: 208
- Dimensions: 13x16
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 156
- Dimensions: 13x12
Family Room
- Level: Basement
- Area: 496
- Dimensions: 31x16
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,322
- Finished area above ground: 2,348
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,348
- Total interior livable area: 2,348 sqft
Kitchen
- Level: Main
- Area: 288
- Dimensions: 18x16
Living Room
- Level: Main
- Area: 256
- Dimensions: 16x16
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 756710425
- Zoning description: Residential-Single Family
- Foundation area: 1329
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground,Outdoor Pool
- Fencing: Partial,Split Rail
Lot
- Lot size: 0.51 Acres
- Features: Irregular Lot,Tree Coverage - Light
- Lot size dimensions: 0.51
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,183 | $38,196 |
| Home Insurance * | $335 | $4,020 |
| Property Taxes | $488 | $5,856 |
| Electricity | $198 | $2,376 |
| Total | $4,204 | $50,448 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-18 | Listed for sale | $629,555 |
| 2023-08-08 | Sold | $575,000 |
| 2023-07-01 | Pending sale | $599,900 |
| 2023-06-23 | Listed for sale | $599,900 |
| 2021-08-11 | Sold | $555,000 |
| 2015-11-12 | Sold | $278,300 |
| 2015-10-15 | Price change | $269,900 |
| 2015-10-07 | Price change | $289,900 |
| 2015-09-01 | Listed for sale | $309,900 |
| 2015-05-14 | Sold | $209,843 |
| 2004-02-25 | Sold | $375,000 |
| 2003-09-12 | Sold | $86,000 |
View on Zillow