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304 Marshall Ave APT 5, Saint Paul, MN, 55102

4beds
1baths
1,245sqft
$159,000
$128price/sqft
$1,320/moest. monthly cost
$52,800/yrincome needed

About This Home

Classic character meets city living in this oversized Cathedral Hill condo. Enjoy four versatile bedrooms, a generous living area, and a formal dining room with timeless details like box beams and built ins. The kitchen blends vintage charm with modern updates. Just steps from great dining and close to downtown St. Paul.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

3/10
7/10

Construction

Condition

  • Year built: 1913

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Range

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 126
  • Dimensions: 14x9

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 8x12.5

Bedroom3

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Bedroom4

  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,245

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,245
  • Total interior livable area: 1,245 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 8x12

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 012823120219
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1245

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: Common

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$143$1,716
Property Taxes $204$2,448
Electricity $170$2,050
Total$1,320$15,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,257/yr
40% on housing$39,600/yr
45% on housing$35,200/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 55102$166
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55102$202
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$189,900
2026-03-16Price change$199,000
2026-03-12Price change$199,900
2026-02-09Price change$209,000
2026-01-23Price change$218,900
2025-12-22Listed for sale$229,900
2023-12-18Listing removed--
2023-11-02Price change$170,000
2023-09-19Listed for sale$180,000
2023-09-19Listing removed--
2023-09-06Price change$190,000
2023-08-21Price change$205,000
2023-07-26Listed for sale$215,000
2018-07-31Sold$175,000
2018-05-15Listed for sale$178,000
2018-05-15Pending sale$178,000
2018-04-04Price change$178,000
2018-03-19Price change$182,000
2018-02-12Listed for sale$185,000
2017-07-14Listing removed$1,300
2017-06-16Listed for rent$1,300
2016-08-29Listing removed$1,300
2014-08-16Listing removed$1,295
2014-07-10Listed for rent$1,295
2013-08-14Listing removed$1,395
2005-08-31Sold$209,900
2003-06-04Sold$177,000
2001-07-23Sold$159,900

For Sale by Agent

AgentEd A Dropps IV
BrokerageRealty ONE Group Choice

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