712 Stewart Ave, Saint Paul, MN, 55102
About This Home
Welcome to 712 Stewart Ave. in Saint Paul! Proudly owned by the same owner for the last 26 years, this charming 3-bedroom, 2-bathroom home offers a comfortable blend of character, functionality, and major updates throughout. Natural light fills the inviting living spaces, creating a warm and welcoming feel from the moment you walk in. The spacious kitchen offers ample cabinet and countertop space, making everyday living and entertaining easy, while the functional layout provides flexibility for a variety of lifestyles. All three bedrooms are conveniently located on one level, providing comfortable living and an ideal layout for everyday convenience. The home’s thoughtful design makes it easy to settle in and make it your own. Step outside to the large backyard deck, perfect for grilling, gardening, entertaining, or relaxing during Minnesota summers. This home has been well cared for and features several important updates for added peace of mind, including a new roof installed in 2026, a new water heater in 2023, and an updated furnace within the last 6 years. Conveniently located near parks, walking trails along the Mississippi, restaurants, shopping, schools, and with easy access to downtown Saint Paul, this property offers both convenience and value. Whether you’re a first-time buyer, looking to downsize, or searching for an investment opportunity, 712 Stewart Ave. is full of potential and ready for its next chapter.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1998
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: In Basement,Washer Hookup
Basement
- Has basement: Yes
- Basement: Partially Finished,Sump Pump
Bedroom
- Level: Upper
- Area: 185.64
- Dimensions: 11.9 X 15.6
Bedroom2
- Level: Upper
- Area: 106.82
- Dimensions: 9.8 X 10.9
Bedroom3
- Level: Upper
- Area: 95.46
- Dimensions: 8.6 X 11.1
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 79
- Finished area above ground: 1,321
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,602
- Total interior livable area: 1,400 sqft
Kitchen
- Level: Main
- Area: 225.4
- Dimensions: 14 x 16.1
Laundry
- Level: Lower
- Area: 89.25
- Dimensions: 11.9 X 7.5
Living Room
- Level: Main
- Area: 188.68
- Dimensions: 21.2 X 8.9
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 112823440096
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 621
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 1,524 sqft
- Features: Near Public Transit,Tree Coverage - Medium
- Lot size dimensions: 22 x 70
Parking
- Total spaces: 2
- Parking features: Asphalt,Tuckunder Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $279 | $3,348 |
| Property Taxes | $423 | $5,076 |
| Electricity | $170 | $2,050 |
| Total | $2,439 | $29,268 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $309,900 |
| 2026-07-17 | Price change | $314,900 |
| 2026-06-16 | Price change | $319,900 |
| 2026-05-28 | Price change | $329,900 |
| 2026-05-15 | Listed for sale | $340,000 |
| 2000-03-24 | Sold | $141,270 |
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