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420 Ruel Rd, Magnolia, TX, 77355

4beds
5baths
3,470sqft
$1,199,000
$346price/sqft
$8,859/moest. monthly cost
$354,360/yrincome needed

About This Home

When you think of TEXAS…420 Ruel Road comes to mind! Located on 5 private acres - in Magnolia's prestigious River Park Ranch community. This custom Estate offers everything...space and versatility. Main home (hardwood floors) features 3,470 sq ft - 3 beds, dedicated study (or 4th bed), and 2 half baths. Attached 800-sq ft Guest House - bedroom area, livings space, full kitchen, and bath with access to pool — ideal for extended family/guests. Property is highlighted by 1,500 sq ft Workshop (30x50) two 14' roll-up doors, perfect for serious equipment storage, workspace, or hobbies. Outdoor amenities include a Pool, Riding Arena, multiple horse stalls, Firepit and cross-fencing. Entertaining is easy! Fully fenced with automatic driveway gate and includes oversized two-car garage. This Estate is rare combination of acreage, refined living spaces and flexible property use in a convenient Magnolia location (2 miles–Magnolia West HS). Roof 2020. Pool pebble tech 2026. 2 AC-main house 2025.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Magnolia West High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Double Oven,Electric Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 174
  • Dimensions: 14.5 x 12

Bedroom

  • Level: First
  • Area: 180
  • Dimensions: 12 x 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Breakfast

  • Level: First
  • Area: 126.5
  • Dimensions: 11 x 11.5

Dining Room

  • Level: First
  • Area: 208
  • Dimensions: 13 x 16

Family Room

  • Level: First
  • Area: 453.25
  • Dimensions: 18.5 x 24.5

Features

  • Crown Molding,Formal Entry/Foyer,High Ceilings,All Bedrooms Down,Split Plan,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,470
  • Total interior livable area: 3,470 sqft

Kitchen

  • Level: First
  • Area: 297.5
  • Dimensions: 17 x 17.5

Other

  • Level: First
  • Area: 115.5
  • Dimensions: 11 x 10.5

Other

  • Level: First
  • Area: 72.25
  • Dimensions: 8.5 x 8.5

Other

  • Level: First
  • Area: 112
  • Dimensions: 8 x 14

Other

  • Level: First

Primary Bath

  • Level: First
  • Area: 149.5
  • Dimensions: 11.5 x 13

Primary Bedroom

  • Level: First
  • Area: 259
  • Dimensions: 18.5 x 14

Utility Room

  • Level: First
  • Area: 51
  • Dimensions: 8.5 x 6

Property

Details

  • Parcel number: 286793
  • Exclusions: None

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground
  • Patio & porch: Covered,Patio/Deck
  • Fencing: Back Yard,Cross Fenced,Full

Lot

  • Lot size: 5 Acres
  • Features: Back Yard,Other,5 Up to 10 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway Gate,Garage,Oversized,Additional Parking,Electric Gate,Garage Door Opener,Boat,Double-Wide Driveway,Extra Driveway,RV Access/Parking,Workshop in Garage,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$1,124$13,488
Property Taxes $1,292$15,504
Electricity $381$4,572
Total$8,859$106,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$303,737/yr
40% on housing$265,770/yr
45% on housing$236,240/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 77355$283
Montgomery County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 77355$159
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$1,199,000
2026-06-25Listed for sale$1,280,000
2020-12-17Listing removed$600,000
2020-11-03Pending sale$600,000
2020-10-21Listed for sale$600,000
2020-04-21Listing removed$585,000
2020-03-25Pending sale$585,000
2020-03-01Listed for sale$585,000
2014-03-11Sold--
2014-02-22Pending sale$345,000
2013-12-13Price change$345,000
2013-07-26Listed for sale$350,000
2012-11-04Listing removed$350,000
2011-11-14Price change$350,000
2011-10-19Listed for sale$400,000
2011-09-09Listing removed$437,000
2011-06-03Price change$437,000
2011-03-08Price change$457,000
2011-01-22Price change$459,900
2010-09-07Listed for sale$469,900

For Sale by Agent

AgentDona Angell
BrokerageKeller Williams Realty The Woodlands

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