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20638 Piney Branch Way, Sterling, VA, 20165

5beds
5baths
5,119sqft
$1,199,900
$234price/sqft
$7,578/moest. monthly cost
$303,120/yrincome needed

About This Home

Welcome to 20638 Piney Branch Way, Sterling, Virginia!This stunning property offers 5,119 sq ft and features 5 spacious bedrooms and 5 luxurious bathrooms, providing ample space for everyone. The main level boasts a bedroom and full bath, perfect for guests or multi-generational living. The basement offers two potential rooms, a full bath, and is fully equipped with a second kitchen, washer, dryer, Second water heater, and private entrance/exit making it ideal for an in-law suit, separate living area or rental income potential. Situated on a huge corner lot, this home is perfect for outdoor living with a large stone patio in the rear, perfect for entertaining or relaxing. The fully fenced yard provides privacy and safety for children and pets. The side-load garage offers convenience and additional storage space. Inside, the home features two staircases for easy access to the upper levels. The recently updated kitchen on the main level is a chef’s dream with modern appliances and finishes. The primary bathroom has been fully renovated to provide a spa-like experience. Located in a highly desirable area of Sterling/20165, this home offers great proximity to shopping centers, restaurants, parks, and top-rated schools. Impeccably cared for and ideally located in the sought-after Potomac Falls community, Just seconds to Trump National Golf Club and the Potomac River. Easy access to major highways makes commuting a breeze. Don’t miss out on this exceptional opportunity. Schedule a tour today and make 20638 Piney Branch Way your new home!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Dominion High SchoolGrades PK-121.5 mi
5/10
8/10
Horizon Elementary SchoolGrades PK-51.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Stucco

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Down Draft,Dishwasher,Disposal,Dryer,Exhaust Fan,Extra Refrigerator/Freezer,Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater
  • Laundry features: Hookup,Washer In Unit,Dryer In Unit

Basement

  • Area: 1527

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Sump Pump,Space For Rooms,Side Entrance,Improved,Heated,Finished,English

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • 2nd Kitchen,Additional Stairway,Chair Railings,Curved Staircase,Double/Dual Staircase,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Primary Bath(s),Recessed Lighting,Walk-In Closet(s),Attic,Soaking Tub,Bathroom - Walk-In Shower,Ceiling Fan(s),Crown Molding,Dining Area,Kitchen - Table Space
  • Window features: Window Treatments
  • Flooring: Hardwood,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,491
  • Finished area above ground: 3,628

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 5,155
  • Total interior livable area: 5,119 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 006273852000
  • Zoning: PDH4
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Street Lights
  • Fencing: Full

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$214$2,568
Property Taxes $804$9,648
Electricity $493$5,916
Total$7,578$90,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$259,817/yr
40% on housing$227,340/yr
45% on housing$202,080/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 20165$288
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20165$258
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$1,200,000
2026-07-22Price change$1,199,900
2026-07-14Price change$1,239,900
2026-06-24Price change$1,249,900
2026-06-11Listed for sale$1,300,000
2024-05-24Listing removed--
2024-05-17Listed for rent$4,699
2021-03-02Sold$865,000
2016-07-06Sold$570,000
2016-05-03Pending sale$650,000
2016-04-08Listed for sale$650,000
2015-11-18Sold$643,800
2012-01-15Listing removed$680,000
2011-07-18Listed for sale$680,000
2011-06-13Sold$632,000
2011-04-20Listed for sale$649,900
2002-06-12Sold$529,963

For Sale by Agent

AgentMr. Gayle T Bailey II
BrokerageKeller Williams Realty

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