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8529 Spencer Ct, North Ridgeville, OH, 44039

3beds
3baths
1,648sqft
$279,900
$170price/sqft
$2,013/moest. monthly cost
$80,520/yrincome needed

About This Home

Welcome home to this beautifully updated two-story, 3-bedroom, 2.5-bath condo offering comfort, convenience, and low-maintenance living. The spacious second floor features all three bedrooms, including a private primary suite complete with a walk-in closet, full en-suite bathroom, and walk-in shower. Two additional bedrooms share a second full bathroom, and the conveniently located second-floor laundry makes everyday living a breeze. The main level has been thoughtfully updated with new flooring and modern lighting throughout. The kitchen showcases granite countertops and includes a custom-added prep station with matching granite surfaces, providing extra workspace and additional storage. A convenient half bath and an attached two-car garage complete the first floor. Step outside through the sliding glass doors to an oversized concrete patio, perfect for entertaining, relaxing, or enjoying your morning coffee. With no rear neighbors, you'll appreciate the added privacy and peaceful outdoor setting. If you're looking for stylish updates, functional living space, and the ease of low-maintenance condo living, this home is one you won't want to miss!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
7/10
--

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Laundry features: Upper Level

Bathroom

  • Level: First
  • Dimensions: ND x ND

Bathroom

  • Level: Second
  • Dimensions: ND x ND

Bathroom

  • Level: Second
  • Dimensions: ND x ND

Bedroom

  • Level: Second
  • Dimensions: ND x ND

Bedroom

  • Level: Second
  • Dimensions: ND x ND

Bedroom

  • Level: Second
  • Dimensions: ND x ND

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Granite Counters,Bar
  • Level: First
  • Dimensions: ND x ND

Entry Foyer

  • Level: First
  • Dimensions: ND x ND

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,648

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,648
  • Total interior livable area: 1,648 sqft

Kitchen

  • Features: Granite Counters
  • Level: First
  • Dimensions: ND x ND

Living Room

  • Level: First
  • Dimensions: ND x ND

Property

Details

  • Parcel number: 0700014703005
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Partial,Privacy

Lot

  • Lot size: 1,110 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage,Outside
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$86$1,032
Property Taxes $319$3,828
Electricity $193$2,320
Total$2,013$24,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,017/yr
40% on housing$60,390/yr
45% on housing$53,680/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 44039$178
Lorain County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 44039$187
Lorain County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$274,900
2026-07-31Listed for sale$279,900
2018-06-22Sold$131,900
2018-05-02Listed for sale$129,900

For Sale by Agent

AgentDavid A Axford
BrokerageRussell Real Estate Services

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