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926 Emerson Ave, Muskegon, MI, 49442

2beds
1baths
938sqft
$119,900
$128price/sqft
$1,091/moest. monthly cost
$43,640/yrincome needed

About This Home

Welcome home to this charming 2-bedroom, 1-bath ranch offering comfort, style, and room to grow. The spacious kitchen features beautiful butcher block countertops, stainless steel appliances, and ample cabinet space, making it perfect for both everyday living and entertaining. Inside, you'll find attractive finishes throughout, 8-foot ceilings that create an open feel, and an updated bathroom complete with a new vanity. The full basement provides excellent storage today and endless possibilities for additional living space, a recreation room, home office, or workshop in the future. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this well-maintained ranch combines modern updates with functional living in a desirable package.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

2/10
Oakview Elementary SchoolGrades PK-50.2 mi
3/10
4/10
Muskegon High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Basement: Full

Bathroom1

  • Level: Main
  • Area: 43.585
  • Dimensions: 5.75 x 7.58

Bedroom2

  • Level: Main
  • Area: 113.7936
  • Dimensions: 9.42 x 12.08

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main
  • Area: 146.205
  • Dimensions: 13.50 x 10.83

Features

  • Flooring: Vinyl
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 938
  • Total interior livable area: 938 sqft

Kitchen

  • Level: Main
  • Area: 136.8864
  • Dimensions: 13.58 x 10.08

Living Room

  • Level: Main
  • Area: 187.8114
  • Dimensions: 13.58 x 13.83

Master Bedroom

  • Level: Main
  • Area: 105.975
  • Dimensions: 9.42 x 11.25

Property

Details

  • Parcel number: 24285002001200
  • Zoning description: R-1

Features

  • Stories: 1

Lot

  • Lot size: 4,791 sqft
  • Features: Sidewalk
  • Lot size dimensions: 42 x 117

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Muskegon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$69$828
Property Taxes $228$2,736
Electricity $188$2,259
Total$1,091$13,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,405/yr
40% on housing$32,730/yr
45% on housing$29,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 49442$113
Muskegon County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 49442$151
Muskegon County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$114,900
2026-07-31Price change$119,900
2026-07-11Price change$124,900
2026-06-12Listed for sale$129,900
2026-04-17Sold$56,500
2008-06-25Sold$13,500
2008-03-24Sold$60,853
2005-05-02Sold$26,000
2004-06-16Sold$53,668

For Sale by Agent

AgentTammy Jo Budzynski
BrokerageKeller Williams GR North

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