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8199 W Farm Road 76, Willard, MO, 65781

3beds
3baths
3,032sqft
$389,900
$129price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

Move in ready --spacious 4 bedroom home is set in the country on 5 acres just outside Willard. Tons of garage & shop space; 2 car attached, 2 car detached, and a 3 bay car port. Large Main Master Suite has Bath with jetted tub & walk-in shower, dressing area/office & huge walk-in closet. 2nd Master also has full Bath & walk-in closet. Huge bedrooms. Large front & rear decks. Fresh Paint and new carpet -- Lots of character & charm!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
8/10
Willard Middle SchoolGrades 7-81.6 mi
9/10
Willard High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1878

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 3,032

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,032
  • Total interior livable area: 3,032 sqft

Property

Details

  • Parcel number: 0722300027

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Partial

Lot

  • Lot size: 5 Acres
  • Features: Acreage

Parking

  • Total spaces: 7
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$310$3,720
Property Taxes $233$2,796
Electricity $231$2,778
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 65781$167
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65781$163
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-28Listed for sale$389,900
2022-07-03Listing removed--
2022-06-28Listed for rent$1,550
2013-02-13Sold--
2012-05-23Price change$159,900
2012-05-02Price change$167,400
2012-03-10Listed for sale$169,900

For Sale by Agent

AgentMichelle Brady
BrokerageCentury 21 Performance Realty

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