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81 Monroe St APT 2, Hoboken, NJ, 07030

3beds
2baths
1,324sqft
$999,000
$755price/sqft
$6,678/moest. monthly cost
$267,120/yrincome needed

About This Home

Welcome to the quiet side of the Mile Square City, where 81 Monroe Street offers a sophisticated retreat in Hoboken’s rapidly evolving Southwest neighborhood. This isn't your typical tiny apartment; it is an expansive 3-bedroom, 2-bathroom haven defined by sunlight and seamless flow. From the moment you step onto the beautifully finished oak floors, the space opens up into a bright, airy living area anchored by a chef-inspired kitchen. With its granite breakfast bar, sleek recessed lighting, and a full suite of stainless steel appliances—including a French door refrigerator—this is a home designed for both quiet morning rituals and effortless entertaining. The layout is thoughtfully curated for privacy and relaxation, featuring generously sized bedrooms and the rare luxury of a private terrace accessible from both the primary and second suites. It’s the perfect vantage point to enjoy your morning coffee while planning your day. Beyond your front door, the location is a commuter’s dream. You are less than a mile from the Hoboken PATH, making the trek to World Trade Center or 33rd Street a breeze, while the 2nd Street Light Rail is just two blocks away for quick access to Jersey City or the terminal. Living here means being part of a vibrant community where convenience is king. You’re jut 1.5 blocks away from the lush greenery of the Southwest Park, the artisan treats at Choc-O-Pain, and the neighborhood charm of Northern Soul. With essentials like Acme and Target just a few short blocks away, you get the peace of a residential pocket without sacrificing the urban perks that make Hoboken so desirable.

Getting Around

96
WalkingWalker's Paradise
83
TransitExcellent Transit
79
BikeVery Bikeable

Schools

5/10
Hoboken Middle SchoolGrades 6-80.5 mi
5/10
Hoboken High SchoolGrades 9-120.7 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Terrace
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,324
  • Total interior livable area: 1,324 sqft

Property

Details

  • Parcel number: 0500016000000010C0002
  • Other equipment: Intercom
  • Exclusions: Personal Property

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$129$1,548
Property Taxes $1,305$15,660
Electricity $193$2,318
Total$6,678$80,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,960/yr
40% on housing$200,340/yr
45% on housing$178,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$755This listing

vs Other Active Listings

Avg $/sqft

ZIP 07030$784
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07030$1,474
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$999,000
2026-04-27Listing removed$1,050,000
2026-03-23Listed for sale$1,050,000
2025-05-27Listing removed$4,800
2025-05-13Listed for rent$4,800
2019-10-15Sold$725,000
2019-09-09Listed for sale$750,000
2019-08-27Pending sale$750,000
2019-07-17Price change$750,000
2019-06-18Price change$775,000
2019-05-09Listed for sale$799,000
2013-08-07Sold$626,000
2013-06-18Pending sale$645,000
2013-05-02Listed for sale$645,000
2006-02-06Sold$610,000

For Sale by Agent

AgentROBERT JOHNSON
BrokerageEXP REALTY LLC

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