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550 Harding Pl APT B108, Nashville, TN, 37211

1beds
1baths
700sqft
$94,900
$136price/sqft
$733/moest. monthly cost
$29,320/yrincome needed

About This Home

Reduced!! Discover an affordable first-floor condo offering comfort, convenience, and incredible value. With 700 sq. ft. of functional living space, this move-in-ready unit features an updated breaker box and a brand-new heat and air system for peace of mind. The kitchen features new lower cabinets! And the layout offers easy living for a first-time buyer, downsizer, or investor looking to add a low-maintenance property to their portfolio. Located on a major bus line and just minutes from some of Nashville's best international cuisine and everyday conveniences. A rare opportunity to own for less than rent in a rapidly growing area.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1965

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Tile
  • Finished area above ground: 700
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 700
  • Total interior livable area: 700 sqft

Property

Details

  • Parcel number: 147020B02800CO
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered

Parking

  • Parking features: Parking Lot,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance $34$408
Property Taxes $45$540
Electricity $175$2,103
Total$733$8,796

Income You'd Need if You Spent...

35% on housing$25,131/yr
40% on housing$21,990/yr
45% on housing$19,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 37211$189
Davidson County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 37211$254
Davidson County$268

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$105,000
2026-03-17Price change$110,000
2026-02-10Price change$112,500
2025-11-16Listed for sale$115,000
2020-09-29Sold$64,900
2020-09-16Listing removed$695
2020-09-10Listed for rent$695
2020-07-07Price change$69,900
2020-04-29Listed for sale$75,000
2019-12-23Listing removed$675
2019-12-06Listed for rent$675
2018-11-08Listing removed$650
2018-10-26Listed for rent$650
2017-09-24Listing removed$650
2017-09-19Listed for rent$650
2015-09-12Sold$26,000
1998-04-15Sold$51,000

For Sale by Agent

AgentKate McClarnon
BrokerageKeller Williams Realty Mt. Juliet

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