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4305 Charles Ct, Hilliard, OH, 43026

4beds
3baths
2,787sqft
$599,900
$215price/sqft
$4,286/moest. monthly cost
$171,440/yrincome needed

About This Home

Prime Hilliard location near the YMCA, The WELL, Rails to Trails, Homestead Park, and schools K-12! This lovingly maintained original-owner 4BR, 2.5BA home is truly move-in ready with a brand new roof, fresh paint, hardwood flooring, newer HVAC w humidifier, whole-house water softener, and newer window panes. The spacious kitchen features an expansive island and opens to the bright great room with abundant natural light and a cozy fireplace. A formal dining room, living room, and first-floor office provide excellent flexibility. The 2-story foyer showcases a grand open staircase leading to the expansive owner's suite with vaulted ceilings, a large walk-in closet, and a luxurious updated bath with double vanities, freestanding tub, and tiled shower. Three additional large bedrooms and a double-vanity hall bath complete the second floor. The full unfinished basement is plumbed for a bath and ready for future finishing. The oversized garage provides extra storage space. Outside, enjoy a private backyard retreat with a sparkling saltwater pool featuring all new liner, sand filter, pump, and salt cell. The large cul-de-sac lot offers space for gardening, play, and entertaining, plus an irrigation system for added convenience. All within the highly sought-after Hilliard City School District and minutes from parks, recreation, restaurants, shops, and the heart of Old Hilliard.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater,Humidifier,Microwave,Refrigerator,Water Purifier
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Wood,Carpet,Ceramic/Porcelain
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,787
  • Total interior livable area: 2,787 sqft

Property

Details

  • Parcel number: 050009406
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Private pool: Yes
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$191$2,292
Property Taxes $764$9,168
Electricity $298$3,586
Total$4,286$51,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,948/yr
40% on housing$128,580/yr
45% on housing$114,293/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 43026$204
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 43026$210
Franklin County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$599,900
2002-12-18Sold$281,900

For Sale by Agent

AgentStacy Budinski
BrokerageColdwell Banker Realty

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