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2115 Cumming Woods Ct, Hendersonville, NC, 28739

4beds
4baths
3,322sqft
$629,000
$189price/sqft
$3,938/moest. monthly cost
$157,520/yrincome needed

About This Home

Beautifully maintained townhome in the highly desired Cummings Cove community. Cozy up beside the stacked stone fireplace and enjoy year round mountain views from your screened in porch! With easy main level living and guest bedrooms on all 3 floors, this 4 bedroom, 4 full bath home is sure to impress. Featuring a light and airy kitchen with quartz countertops, prep island, stainless steel appliances and gorgeous white cabinetry. An oversized master bedroom greets you on the main level and opens up to treetop and mountain views from the moment you wake up. Multiple entertaining spaces, storage galore and custom details for the most discerning buyer, this townhome is ready to be enjoyed by its next owners for years to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Etowah ElementaryGrades PK-51.3 mi
6/10
Rugby MiddleGrades 6-84.1 mi
8/10
West Henderson HighGrades 9-124.5 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven,Electric Water Heater
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Door features: Sliding Doors,Storm Door(s)
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 1,038
  • Finished area above ground: 2,284

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,284
  • Total interior livable area: 3,322 sqft

Living Room

  • Level: Main
  • Area: 247.6136
  • Dimensions: 16' 5" X 15' 1"

Primary Bedroom

  • Level: Main
  • Area: 221.1786
  • Dimensions: 14' 7" X 15' 2"

Property

Details

  • Parcel number: 9967375
  • Zoning: R2R
  • Special condition: Standard
  • Exclusions: none

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Lawn Maintenance

Lot

  • Features: Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Drought
Hail
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$171$2,052
Property Taxes $278$3,336
Electricity $309$3,712
Total$3,938$47,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,017/yr
40% on housing$118,140/yr
45% on housing$105,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 28739$257
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28739$242
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$629,000
2020-07-17Sold$395,000
2020-06-07Pending sale$409,900
2020-05-18Listed for sale$409,900
2005-12-01Sold$340,000

For Sale by Agent

AgentLauren Schry
BrokerageBlue Ridge Real Estate

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