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2208 E Cumming Woods Ln, Hendersonville, NC, 28739

4beds
4baths
3,650sqft
$679,000
$186price/sqft
$4,258/moest. monthly cost
$170,320/yrincome needed

About This Home

Imagine arriving to a beautifully appointed, fully furnished mountain retreat overlooking the fairways of Cummings Cove Golf & Country Club. With 4 bedrooms, 4 baths, and 3,650 sq. ft. across three levels, this home offers the perfect blend of space, comfort, and effortless luxury. Recently refreshed and impeccably maintained, the interior showcases new paint throughout, updated furnishings, and key upgrades including two new HVAC systems and a new gas water heater—providing both style and peace of mind. Expansive living areas and a versatile layout make hosting guests or creating private retreats effortless. Wake up to seasonal golf course views, unwind in a serene setting, and enjoy the ease of turnkey living just minutes from the charm of Hendersonville.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Etowah ElementaryGrades PK-51.4 mi
6/10
Rugby MiddleGrades 6-84.1 mi
8/10
West Henderson HighGrades 9-124.4 mi

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Hood,Gas Oven,Gas Range,Gas Water Heater,Microwave,Oven,Refrigerator with Ice Maker,Self Cleaning Oven,Washer/Dryer
  • Laundry features: Lower Level

Basement

  • Basement: Basement Shop,Exterior Entry,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Features

  • Open Floorplan,Pantry,Storage,Walk-In Closet(s)
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Laminate,Tile
  • Fireplace features: Great Room
  • Finished area below ground: 0
  • Finished area above ground: 2,345

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 3,650
  • Total interior livable area: 3,650 sqft

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Main
  • Area: 214.9589
  • Dimensions: 15' 2" X 14' 2"

Property

Details

  • Parcel number: 9967373
  • Zoning: R2R
  • Special condition: Standard

Features

  • Levels: Tri-Level
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Covered,Deck,Screened,Side Porch
  • Has view: Yes
  • View description: Golf Course,Mountain(s),Winter
  • Waterfront features: None

Lot

  • Lot size: 0.05 Acres
  • Features: Cleared,End Unit,On Golf Course,Open Lot,Rolling Slope,Wooded,Views
  • Lot size dimensions: 2178 sq ft

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Drought
Hail
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$185$2,220
Property Taxes $301$3,612
Electricity $339$4,079
Total$4,258$51,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,988/yr
40% on housing$127,740/yr
45% on housing$113,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 28739$257
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28739$242
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$679,000
2026-02-10Listed for sale$689,000
2023-11-13Sold$620,000
2023-01-08Listing removed--
2022-12-17Listed for sale$599,900
2022-12-15Contingent$599,900
2022-07-05Listed for sale$599,900
2022-07-04Contingent$599,900
2022-06-01Price change$599,900
2022-05-23Listed for sale$679,000
2021-02-26Sold$400,000
2021-01-20Pending sale$445,000
2021-01-06Contingent$445,000
2020-12-07Pending sale$445,000
2020-12-07Contingent$445,000
2020-08-10Price change$445,000
2019-10-08Listed for sale$464,800

For Sale by Agent

AgentJane Ward
BrokerageCentury 21 Connected

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