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80 Hidden Bluff Ln, Horse Shoe, NC, 28742

2beds
3baths
2,924sqft
$699,000
$239price/sqft
$4,323/moest. monthly cost
$172,920/yrincome needed

About This Home

Your own private oasis on 3 acres. Tons of space for gardening or pets. The oversized 4-bay garage is a car enthusiast's dream. Circular drive for easy access. The home has been updated with a master bedroom featuring a large walk-in shower and a jetted soaking tub. Room on mainlevel has closet and window and is being used as a 3rd bedroom. Septic is permitted for a 2 bedrooms. Wrap-around deck can be used for entertaining. Open floor plan from kitchen into living room. Lanai off bedroom is great for relaxing and enjoying morning coffee. So much to offer with this great home. The home is being sold as is. Seller is willing to offer $3,000 towards re-staining the deck.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Mills River ElementaryGrades PK-51.7 mi
7/10
Rugby MiddleGrades 6-83.6 mi
8/10
West Henderson HighGrades 9-123.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom Full

  • Features: Garden Tub
  • Level: Main

Bathroom Full

  • Level: Lower

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Features

  • Flooring: Laminate,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,924

Heating & Cooling

  • Heating features: Heat Pump,Propane,Radiant
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 2,924
  • Total interior livable area: 2,924 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island
  • Level: Main

Primary Bedroom

  • Features: Cathedral Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 9967376
  • Zoning: R2R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 3.06 Acres
  • Features: Hilly,Rolling Slope,Wooded

Parking

  • Total spaces: 8
  • Parking features: Detached Garage,Garage Door Opener,Garage Shop,RV Access/Parking,Shared Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Drought
Landslide
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$207$2,484
Property Taxes $310$3,720
Electricity $272$3,268
Total$4,323$51,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,217/yr
40% on housing$129,690/yr
45% on housing$115,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 28742$367
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28742$299
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$699,000
2022-12-01Listing removed--
2022-11-15Price change$625,000
2022-11-01Listed for sale$700,000
2009-10-20Sold$145,000

For Sale by Agent

AgentKristy Henderson
BrokerageRE/MAX Results

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