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200 Planters Creek Rd, Fletcher, NC, 28732

4beds
2baths
2,142sqft
$489,900
$229price/sqft
$2,995/moest. monthly cost
$119,800/yrincome needed

About This Home

Enjoy the ease of one-level living in the desirable Livingston Farms community! This well-maintained 4-bedroom, 2-bath home offers a functional floor plan with the added flexibility of a spacious bonus room over the two-car garage, perfect for a home office, playroom, media room, or guest space. The vaulted ceiling in the living room creates an open, airy feel, while the gas fireplace provides a warm focal point. The kitchen features ample cabinet and counter space and opens conveniently to the main living areas, making entertaining easy. The primary suite includes a large bath with a soaking tub, separate shower, and double vanity. Outside, enjoy beautiful landscaping, a level yard, and a patio where mature plantings provide a private setting for relaxing or entertaining. Livingston Farms offers wonderful neighborhood amenities, including walking trails, a playground, and a picnic area, all convenient to shopping, dining, and everything South Asheville has to offer. A new roof adds significant value and peace of mind.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Fletcher ElementaryGrades PK-53.0 mi
6/10
Apple Valley MiddleGrades 6-85.7 mi
8/10
North Henderson HighGrades 9-125.7 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Bonus Room

  • Level: Upper

Dining Area

  • Level: Main

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,142

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,142
  • Total interior livable area: 2,142 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 9967539
  • Zoning: R-3
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: 1 Story/F.R.O.G.
  • Patio & porch: Front Porch,Patio
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: None

Lot

  • Lot size: 0.25 Acres
  • Features: Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$148$1,776
Property Taxes $170$2,040
Electricity $200$2,405
Total$2,995$35,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,685/yr
40% on housing$89,850/yr
45% on housing$79,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 28732$233
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28732$248
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$489,900

For Sale by Agent

AgentMarie Reed
BrokerageKeller Williams Professionals

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