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1093 3rd St, Stone Mountain, GA, 30083

5beds
4baths
2,793sqft
$440,000
$158price/sqft
$3,158/moest. monthly cost
$126,320/yrincome needed

About This Home

Income-producing property in Stone Mountain with established rental activity and flexible income potential. The main residence is currently leased at $2,200 per month, providing steady long-term income. The separately accessed basement unit features a private entrance, full kitchen, bedroom, and bath and has historically generated $1,500–$1,800 per month through short-term rental activity. This layout allows for dual-income functionality within one property. Buyer to verify zoning, short-term rental regulations to their satisfaction. Property is tenant occupied. No showings until due diligence.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
2/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Features: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: None

Features

  • Other
  • Window features: None
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 879
  • Finished area above ground: 1,914
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,793
  • Total interior livable area: 2,793 sqft

Kitchen

  • Features: Stone Counters

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower

Master Bedroom

  • Features: None
  • Level: None

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 18 089 20 022
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 6,534 sqft
  • Features: Back Yard,Landscaped,Private

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$322$3,864
Property Taxes $341$4,092
Electricity $271$3,256
Total$3,158$37,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,274/yr
40% on housing$94,740/yr
45% on housing$84,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 30083$105
DeKalb County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30083$144
DeKalb County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-01Listing removed$2,350
2026-01-17Listed for sale$440,000
2025-11-09Listed for rent$2,350
2025-11-01Listing removed$460,000
2025-10-10Price change$460,000
2025-07-02Price change$465,000
2025-06-02Price change$472,000
2025-04-10Listed for sale$475,000
2025-03-16Listing removed$2,300
2025-02-09Listed for rent$2,300
2025-02-01Listing removed$2,400
2024-11-07Listed for rent$2,400
2023-10-20Listing removed--
2023-10-10Listed for rent$2,750
2023-10-10Listing removed--
2023-07-14Price change$2,750
2023-06-09Listed for rent$2,900
2023-05-05Sold$450,000
2023-04-07Pending sale$450,000
2023-03-23Listed for sale$450,000
2023-03-13Listing removed--
2023-01-02Price change$495,000
2022-11-01Listed for sale$525,000
2004-07-27Sold$179,000

For Sale by Agent

AgentCandice Mitchell
BrokerageEpique Realty

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