8 Read Drive, Lake Luzerne, NY, 12846
About This Home
SELLER FINANCING AVAILABLE! 2 bedroom and den SOLD FULLY FURNISHED! Look at the view from the Deeded BEACH. NO Association FEES! Charming cottage with deeded beach and Lake Luzerne rights! Just a short walk down to the beach! When you are relaxing on the beach there is a family of bald eagles to your left and across the lake you may hear music coming from The Lake Luzerne Music Camp! This beautifully renovated cottage maintains its Adirondack charm while featuring new flooring, new kitchen and baths, electric fireplace, newer windows and more. Large deck to enjoy the outdoors. Move right in! A must see!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1960
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Block,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Water Heater,Microwave,Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space,Exterior Entry
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Built-in Features,Ceramic Tile Bath
- Window features: Screens,Double Pane Windows
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 768
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 768
- Total interior livable area: 768 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 523200 298.11230
- Zoning description: Single Residence
- Special condition: Standard
Features
- Patio & porch: Pressure Treated Deck,Deck
- Exterior features: Lighting
- Fencing: Wood,Back Yard,Chain Link,Perimeter
- Has view: Yes
- View description: Trees/Woods
- On waterfront: Yes
- Waterfront features: Shared,Stairway,Beach Front,Deeded Water Access,Lake Front
- Waterbody name: Lake Luzerne
Lot
- Lot size: 5,662 sqft
- Features: Level,Cleared,Landscaped
Parking
- Total spaces: 2
- Parking features: Off Street,Stone
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Warren County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $330 | $3,960 |
| Electricity | $246 | $2,954 |
| Total | $2,271 | $27,252 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $309,900 |
| 2026-06-14 | Price change | $329,900 |
| 2026-06-11 | Price change | $337,900 |
| 2026-05-22 | Price change | $349,900 |
| 2026-05-18 | Listed for sale | $359,900 |
| 2026-05-13 | Contingent | $359,900 |
| 2026-04-30 | Pending sale | $359,900 |
| 2026-04-01 | Listed for sale | $359,900 |
| 2026-01-30 | Listing removed | $289,900 |
| 2025-12-15 | Contingent | $289,900 |
| 2025-12-15 | Pending sale | $289,900 |
| 2025-10-28 | Listed for sale | $289,900 |
| 2025-10-07 | Contingent | $289,900 |
| 2025-10-07 | Pending sale | $289,900 |
| 2025-08-28 | Price change | $289,900 |
| 2025-07-27 | Price change | $329,900 |
| 2025-06-18 | Listed for sale | $339,900 |
| 2025-01-10 | Sold | $218,000 |
| 2024-11-01 | Pending sale | $225,000 |
| 2024-09-10 | Price change | $225,000 |
| 2024-09-05 | Price change | $235,000 |
| 2024-08-05 | Price change | $204,999 |
| 2024-07-18 | Listed for sale | $210,000 |
| 2023-07-27 | Sold | $85,000 |
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