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28 Hudson Street, Warrensburg, NY, 12885

4beds
2baths
3,022sqft
$429,900
$142price/sqft
$3,456/moest. monthly cost
$138,240/yrincome needed

About This Home

Attention Real Estate Investors, Residential Buyers, and Business Owners! Welcome to 28 Hudson, a truly unique property offering exceptional flexibility and endless possibilities. Zoned for both residential and commercial use, this rare property can be tailored to fit your lifestyle, business, or investment goals. Live on one level while generating rental income from the other, occupy the upper level as your private residence while operating your business on the main level, lease both levels as residential units or a combination of residential and commercial space, or convert the entire property back into a beautiful 3,000+ square-foot single-family home. For the past several years, the main level has operated as a successful Wellness Center while the owner resided upstairs. The commercial space features a welcoming reception area, waiting room, and multiple private treatment rooms, making it ideal for a wide variety of professional uses. For buyers interested in continuing the Wellness Center, the seller is willing to include many of the professional furnishings, dedicated fixtures, and select equipment, providing an excellent opportunity for a seamless transition. Business possibilities include medical or professional offices, accounting or legal practices, physical therapy, chiropractic care, counseling services, massage therapy, acupuncture, Reiki, nutrition consulting, esthetics, hair and nail salons, wellness and holistic health services, or many other specialty practices. The current layout also lends itself perfectly to a collaborative Wellness Center, with individual treatment rooms that can be leased to independent practitioners, creating multiple income streams under one roof. For those envisioning the property as a full-time residence, you'll appreciate the character and spaciousness throughout. The main level features a beautifully updated eat-in kitchen complete with newer appliances, quartz counter-tops, and a center island, along with an adjacent dining room perfect for family gatherings. While the original second full bathroom on the main level was thoughtfully reconfigured into therapy space for the Wellness Center, it can easily be converted back from a half bath to a full bath in order to serve the needs of a growing family. Completing the property is a massive detached two-car garage with an impressive workshop, offering abundant space for hobbies, storage, vehicles, or future projects. Whether you're looking to launch or expand your business, invest in a flexible income-producing property, or create an exceptional live-work lifestyle, 28 Hudson presents a rare opportunity with remarkable versatility and unlimited potential.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block,Combination,Concrete Perimeter
  • Roof: Metal,Slate,Asphalt
  • Construction materials: Block,Clapboard,Drywall,Vinyl Siding

Type & Style

  • Home type: Apartment
  • Architectural style: Craftsman,Old Style
  • Property subType: Single Family Residence,Residential,Apartment

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Heated,Interior Entry,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Second

Features

  • High Speed Internet,Solid Surface Counters,Built-in Features,Chair Rail,Crown Molding,Eat-in Kitchen,Kitchen Island
  • Flooring: Tile,Wood,Hardwood,Laminate
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,022

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Electric,Hot Water,Oil,Radiant,Zoned
  • Cooling features: AC Pump,Ductless,Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 3,022
  • Total interior livable area: 3,022 sqft

Kitchen

  • Level: First

Office

  • Level: First

Primary Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 524000 211.9418
  • Attached to another structure: Yes
  • Zoning description: Mixed
  • Special condition: Other

Features

  • Exterior features: Other
  • Has view: Yes
  • View description: Trees/Woods,Downtown

Lot

  • Lot size: 0.27 Acres
  • Features: Level,Road Frontage,Cleared,Garden,Irregular Lot,Landscaped

Parking

  • Total spaces: 8
  • Parking features: Off Street,Workshop in Garage,Paved,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Warren County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$326$3,912
Property Taxes $458$5,496
Electricity $499$5,992
Total$3,456$41,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,491/yr
40% on housing$103,680/yr
45% on housing$92,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.8%
-1.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 12885$321
Warren County$370

vs Homes Sold Last Month

Median $/sqft

ZIP 12885$170
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-03Listed for sale$429,900
2009-03-06Sold$159,900
2008-10-17Sold$88,000
2005-11-29Sold$184,440
1998-08-25Sold$85,900

For Sale by Agent

AgentValerie Erceg
BrokerageDavies Davies & Associates Real Estate LLC

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