See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

506 Cordes St, O'Fallon, MO, 63366

3beds
1baths
1,638sqft
$219,900
$134price/sqft
$1,585/moest. monthly cost
$63,400/yrincome needed

About This Home

Move-in ready ranch-style home with an oversized attached one-car garage, situated on a level, fenced backyard. Recent updates include fresh interior paint, new carpeting, vinyl siding, and insulated replacement windows, providing both comfort and low-maintenance living. The partially finished lower level offers flexible space ideal for a family room, home office, workout area, or recreation room. Conveniently located near shopping, dining, parks, and everyday amenities with quick access to major highways, making commuting simple. Easy to show! Set your appointment today!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1958

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Flooring: Carpet
  • Finished area below ground: 546
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,638
  • Total interior livable area: 1,638 sqft

Property

Details

  • Parcel number: 2057A4439000051.0000000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio

Lot

  • Lot size: 0.25 Acres
  • Features: Level
  • Lot size dimensions: 97 x 110

Parking

  • Total spaces: 1
  • Parking features: Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$139$1,668
Property Taxes $194$2,328
Electricity $141$1,693
Total$1,585$19,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,342/yr
40% on housing$47,550/yr
45% on housing$42,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$189
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$195,000
2026-07-29Price change$219,900
2026-07-17Pending sale$227,500
2026-07-06Price change$227,500
2022-11-10Pending sale$200,000
2022-11-09Sold--
2022-10-06Contingent$200,000
2022-10-04Listed for sale$200,000
2022-09-28Contingent$200,000
2022-09-24Listed for sale$200,000
2007-11-08Sold--

For Sale by Agent

AgentMichelle Syberg
BrokerageMid America Property Partners

Similar Homes