32 Highland Dr, Saint Charles, MO, 63303
About This Home
Cute, affordable, move-in ready home in Francis Howell North School District! Great location near Hwy 70 & First Capital Dr. Hardwood floors through main level. Stainless refrigerator, washer & dryer and 3 wall mounted tv's will stay in home. Partly finished lower level with lots of storage area. Spacious yard with wood fence. Oversized carport with storage area plus additional shed. Great bones, good systems, needs some cosmetic freshening. Professional photos coming soon.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Washer/Dryer
Basement
- Has basement: Yes
- Basement: Partially Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Eat-in Kitchen
- Finished area below ground: 100
- Finished area above ground: 1,040
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,140
- Total interior livable area: 1,140 sqft
Property
Details
- Parcel number: 3002C4426000032.0000000
- Special condition: Standard
Features
- Levels: One
- Exterior features: Storage
- Fencing: Back Yard,Wood
Lot
- Lot size: 0.31 Acres
- Features: Back Yard,Level,Rectangular Lot
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
- Earthquake
- Hail
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,208 | $14,496 |
| Home Insurance * | $140 | $1,680 |
| Property Taxes | $211 | $2,532 |
| Electricity | $141 | $1,693 |
| Total | $1,700 | $20,400 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $239,000 |
View on Zillow