3330 Elm St, Saint Charles, MO, 63301
About This Home
Welcome home to 3330 Elm St! Loved by the same family for more than 60 years, this well-maintained home is ready for its next chapter. Major updates have already been completed, including newer HVAC, roof, windows, and water heater, giving buyers peace of mind while they add their own personal touches. Inside you'll find 2 original bedrooms with hardwood flooring beneath the carpet, plus a spacious third bedroom addition. The enclosed sunroom with newer windows is a standout feature, offering the perfect space to relax year-round. Outside, enjoy a covered patio, carport, 1-car garage, and a yard with plenty of room to make your own. A partial basement and crawl space provide additional storage and utility access. This is a fantastic opportunity for buyers looking to build sweat equity with a few finishing projects while enjoying a home that has been lovingly cared for over the decades. Water is currently turned off at the main. Don't miss this opportunity to make it your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1956
Materials
- Foundation: Block
- Roof: Architectural Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial,Storage Space,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Kitchen/Dining Room Combo,Open Floorplan,Pantry
- Flooring: Carpet,Hardwood,Laminate,Vinyl
- Finished area above ground: 1,193
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,314
- Total interior livable area: 1,314 sqft
Property
Details
- Parcel number: 6001C4254000009.0000000
- Special condition: Listing As Is
Features
- Levels: One
- Fencing: Chain Link
Lot
- Lot size: 9,901 sqft
- Features: Back Yard,Front Yard,Gentle Sloping,Landscaped,Level
Parking
- Total spaces: 3
- Parking features: Garage - Attached,Carport
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,111 | $13,332 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $194 | $2,328 |
| Electricity | $141 | $1,693 |
| Total | $1,573 | $18,876 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $219,900 |
| 2026-08-03 | Listed for sale | $219,900 |
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