2302 N 5th St, Saint Charles, MO, 63301
About This Home
This charming 2 bed, 1 bath bungalow is perfectly tucked away in a DREAM location minutes away from Historic St. Charles and it is ready for you to make everything yours! Instant curb appeal with thoughtful landscaping! Inside is a welcoming open floorplan that will be the focal point of all entertaining! Tons of natural light and luxury vinyl plank flow from the living room into the gleaming kitchen featuring white shaker cabinetry with chic brass fixtures and stainless steel appliances! Two large bedrooms offer plenty of room for a home office or reading nook and the bathroom has been updated for a beautiful shine. Outside spend the rest of the summer kicked back with a cool lemonade under the shade of mature trees! This home has also been updated with a newer hwh (2024). Such an amazing canvas to build your dream home with! Don't let it slip through your fingers! Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1955
Materials
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Oven,Refrigerator,Water Heater
- Laundry features: Inside,Laundry Closet,Laundry Room,Main Level,In Unit
Basement
- Basement: None
Bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 70
- Dimensions: 10x7
Bedroom2
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 154
- Dimensions: 14x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Custom Cabinetry,Open Floorplan,Tub
- Door features: Panel Door(s)
- Finished area above ground: 1,022
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,022
- Total interior livable area: 1,022 sqft
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 150
- Dimensions: 15x10
Living Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 350
- Dimensions: 25x14
Primary Bedroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 140
- Dimensions: 14x10
Property
Details
- Parcel number: 6006A44310D0033.0000000
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Front Porch,Patio
- Exterior features: Fire Pit,Private Entrance,Private Yard
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 7,501 sqft
- Features: Back Yard,Front Yard,Level,Private,Some Trees
Parking
- Parking features: Additional Parking,Driveway,Guest,Off Street,Oversized,Private
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $220 | $2,640 |
| Electricity | $141 | $1,693 |
| Total | $1,770 | $21,240 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $239,900 |
| 2026-07-08 | Listed for sale | $250,000 |
| 2024-08-06 | Sold | -- |
| 2024-07-22 | Pending sale | $215,000 |
| 2024-07-19 | Listed for sale | $215,000 |
| 2021-03-24 | Listing removed | -- |
| 2019-08-06 | Listing removed | $39,900 |
| 2019-05-06 | Listed for sale | $39,900 |
| 2014-08-22 | Sold | -- |
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