629 Decatur St, Saint Charles, MO, 63301
About This Home
This charming Old Town St Charles Gem featuring 2 bedrooms and 1 bath, this adorable home offers a spacious kitchen with plenty of room for cooking, dining and entertaining. Located in the heart of Old St Charles you will love the convenience and walkability this home has to offer. The walk up basement provides additional storage and leads out to a level fenced in yard, perfect for pets, play, gardening or relaxing outdoors.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1906
Materials
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Concrete
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area above ground: 978
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 978
- Total interior livable area: 978 sqft
Property
Details
- Parcel number: 6009AB211000003.0000000
- Special condition: Standard
Features
- Levels: One
Lot
- Lot size: 5,188 sqft
- Features: City Lot,Level
- Lot size dimensions: 39 x 133
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $189 | $2,268 |
| Electricity | $141 | $1,693 |
| Total | $1,542 | $18,504 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Listed for sale | $215,000 |
| 2021-04-29 | Sold | -- |
| 2021-01-25 | Listing removed | $150,000 |
| 2021-01-14 | Price change | $150,000 |
| 2020-12-16 | Price change | $154,900 |
| 2020-11-12 | Listed for sale | $159,900 |
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