714 Monroe St, Saint Charles, MO, 63301
About This Home
Circa 1900 Folk Victorian. Selling AS-IS. Needs complete rehab. All systems are in bad shape, Roof, Plumbing, Electrical, etc. House will not qualify for traditional financing. This is one of the last untouched big homes in the neighborhood. Presenting an incredible opportunity for the right buyer to rework this home and gain sweat-equity. 3 potential upstairs bedrooms, with a full bath. Main floor master with en-suite bathroom. There's also small half bath with laundry off the kitchen. Detached garage off Alley. Large lot with lots of big trees. Located on one of the nicest historic streets in St. Charles.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic,Victorian
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,997
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,997
- Total interior livable area: 1,997 sqft
Property
Details
- Parcel number: 6009AB221000011.0000000
- Special condition: Listing As Is
Features
- Levels: Two
Lot
- Lot size: 8,820 sqft
- Features: Level,Some Trees
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,147 | $13,764 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $200 | $2,400 |
| Electricity | $152 | $1,829 |
| Total | $1,631 | $19,572 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $227,000 |
| 2026-06-19 | Listed for sale | $227,000 |
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