1931 Elm St, Saint Charles, MO, 63301
About This Home
Spacious and open Tudor style home has so much to offer! Four levels of living with many upgrades! Sits on a private drive, with an enclosed rear porch, vinyl privacy fencing and an attached oversized garage. Special features include: Wood floors, granite counter tops, updated bathrooms, finished lower level, two fireplaces, ceiling fans and much more! There are four bedrooms, two full bathrooms and two half bathrooms. The house has been renovated previously and has damage that needs repairs prior to occupancy. Great opportunity, close to Lindenwood College, parks and theatre. Set your appointment today!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1935
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Tudor
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partially Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 1
Features
- Ceiling Fan(s),Kitchen Island,Open Floorplan,Recessed Lighting,Separate Dining,Stone Counters,Storage
- Number of fireplaces: 2
- Fireplace features: Basement,Family Room,Living Room,Wood Burning
- Fireplace: Yes
- Finished area above ground: 1,934
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,298
- Total interior livable area: 2,298 sqft
Property
Details
- Parcel number: 6009B4086000012.0000000
- Special condition: Real Estate Owned
Features
- Levels: Three Or More
Lot
- Lot size: 0.28 Acres
- Features: Back Yard
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Strong Wind
- Tornado
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $247 | $2,964 |
| Property Taxes | $375 | $4,500 |
| Electricity | $175 | $2,105 |
| Total | $2,946 | $35,352 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-19 | Sold | -- |
| 2025-09-11 | Listed for sale | $438,000 |
| 2025-09-05 | Pending sale | $438,000 |
| 2025-07-25 | Price change | $438,000 |
| 2025-07-16 | Listed for sale | $450,000 |
| 2024-07-03 | Listing removed | $465,000 |
| 2024-05-18 | Price change | $465,000 |
| 2024-05-10 | Listed for sale | $475,000 |
| 2022-04-18 | Sold | -- |
| 2022-02-10 | Pending sale | $399,000 |
| 2022-02-09 | Listed for sale | $399,000 |
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