5 Ridgeview Ct, Saint Charles, MO, 63301
About This Home
Great for first time buyers or investors the single-family residence at 5 Ridgeview Ct in St. Charles city offers an opportunity for low cost home ownership. This home offers comfortable one level ranch style living. The spacious living room will accommodate your sectional, TV and other furniture with ease. An open concept Kitchen/dining room combination has ample room for dining table. With wood cabinets and a pantry the kitchen features plenty of storage space. Other updates include newer windows with blinds for privacy and an updated bath. With two well-proportioned bedrooms, this home provides comfortable private spaces. The single full bathroom has a shower/ bathtub combo with newer sink and commode. The property features a large, level yard, with fencing on 3 sides. An attached garage with garage door opener provides convenient parking and additional storage options. Located close to Historic Main Street, with its numerous shops and dining options and close to Highway 70 for commuting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Roof: Shake
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Cable Ready
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,008
- Total interior livable area: 1,008 sqft
Property
Details
- Parcel number: 6014B41440000030000000
Features
- Patio & porch: Patio
Parking
- Parking features: GarageAttached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Tornado
- Earthquake
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $167 | $2,004 |
| Electricity | $141 | $1,693 |
| Total | $1,378 | $16,536 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $190,000 |
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