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60 Rocky Neck Ave APT 4, Gloucester, MA, 01930

1beds
2baths
970sqft
$599,000
$618price/sqft
$4,076/moest. monthly cost
$163,040/yrincome needed

About This Home

Located on iconic Rocky Neck, this charming seaside penthouse retreat offers water views of Smith Cove and Gloucester Harbor. Vaulted ceilings, and thoughtfully crafted custom design details create an inviting and truly one-of-a-kind home. Located just moments from beloved galleries, boutiques, and restaurants, allowing you to fully immerse yourself in the vibrant lifestyle of one of the North Shore’s most sought-after waterfront communities. Enjoy morning coffees and unforgettable sunsets from the newly renovated deck overlooking the harbor. The oversized bedroom (19.5 x 14) provides incredible versatility, with the potential to create a second bedroom, while the utility/water room offers an easy opportunity to add a half bath. In-unit laundry and basement storage add to the convenience. Don’t miss this special chance to live in the heart of the country’s oldest working art colony, where coastal charm, history, and inspiration meet. OPEN HOUSE SUN 4/26 FROM 1-2;30

Getting Around

33
WalkingCar-Dependent
41
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2000

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 970

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 970
  • Total interior livable area: 970 sqft

Property

Details

  • Parcel number: M:0128 B:0030 L:0202,4235283
  • Zoning: R-10

Features

  • Waterfront features: 1/10 to 3/10 To Beach

Parking

  • Total spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$205$2,460
Property Taxes $489$5,868
Electricity $354$4,259
Total$4,076$48,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,748/yr
40% on housing$122,280/yr
45% on housing$108,693/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$618This listing

vs Other Active Listings

Avg $/sqft

ZIP 01930$517
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01930$426
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$639,000
2026-03-04Listed for sale$659,000
2025-12-24Listing removed$669,000
2025-11-30Listed for sale$669,000
2021-03-09Sold$513,000
2003-05-23Sold$300,000
2000-11-08Sold$249,000

For Sale by Agent

AgentGinger Attaya
BrokerageGibson Sotheby's International Realty

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