13026 SE 97th Terrace Rd, Summerfield, FL, 34491
About This Home
Spruce Creek Community! Largest home on the gulf course. Beautiful 3/3/2 CBS home on the golf course with tree lined streets and exterior lighting. House is complete with high ceiling, tile flooring, and plantation shutters. granite kitchen counters plenty of cabinet space, eat in kitchen bar top. Crown molding throughout house. Both bedrooms have carpet with blinds and windows covers. Guest bedroom has mirrored closet. Master bedroom has walk in closet with separated stand in shower and roman tub. Linen closet is also adorned in the master bath. This home also has its own enclosed Florida room overlooking the golf course.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Eating Space In Kitchen,Split Bedroom,Walk-In Closet(s)
- Flooring: Carpet,Tile,Hardwood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,722
- Total interior livable area: 2,722 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 6124200006
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Private Mailbox
- Has view: Yes
- View description: Golf Course
Lot
- Lot size: 8,276 sqft
- Features: On Golf Course
- Lot size dimensions: 75 x 111
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Marion County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $251 | $3,012 |
| Property Taxes | $480 | $5,760 |
| Electricity | $273 | $3,287 |
| Total | $3,026 | $36,312 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Price change | $399,999 |
| 2025-11-26 | Listed for sale | $449,999 |
| 2025-11-22 | Listing removed | $459,999 |
| 2025-11-01 | Listed for sale | $459,999 |
| 2025-10-09 | Listing removed | $489,000 |
| 2025-08-09 | Listed for sale | $489,000 |
| 2025-08-07 | Listing removed | $489,999 |
| 2025-03-04 | Price change | $489,999 |
| 2025-02-06 | Listed for sale | $499,999 |
| 2025-01-17 | Sold | $30,500 |
| 2019-10-18 | Sold | $300,900 |
| 2019-09-10 | Pending sale | $299,900 |
| 2019-09-02 | Price change | $299,900 |
| 2019-08-15 | Price change | $319,900 |
| 2019-08-03 | Price change | $324,900 |
| 2019-07-25 | Price change | $329,900 |
| 2019-02-14 | Price change | $339,900 |
| 2018-11-02 | Price change | $349,900 |
| 2018-08-30 | Price change | $354,000 |
| 2018-03-16 | Price change | $359,000 |
| 2018-02-27 | Price change | $379,000 |
| 2018-01-22 | Price change | $389,900 |
| 2017-12-18 | Listed for sale | $399,900 |
| 2005-09-14 | Sold | $349,000 |
| 2004-05-27 | Sold | $270,000 |
| 2002-12-31 | Sold | $248,400 |
For Sale by Agent
View on Zillow