




983 Charlotte Valley Road, East Worcester, NY, 12064
About This Home
Opportunity awaits at 983 Charlotte Valley Rd in East Worcester! Situated on just over 6.5 acres of scenic countryside, this property is ideal for investors, contractors, or buyers seeking a full restoration or redevelopment project. The existing home is not currently livable and will require substantial rehabilitation; property is being sold as-is. With expansive acreage, privacy, and a peaceful rural setting, this offering presents excellent potential for renovation, rebuilding, or creating a private retreat in upstate New York. Bring your vision and unlock the possibilities this property has to offer. Selling as is cash offers
Getting Around
Schools
Construction
Condition
- Year built: 1900
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
Basement
- Has basement: Yes
- Basement: Other
Features
- Finished area below ground: 0
- Finished area above ground: 2,524
Interior Area
- Total structure area: 2,524
- Total interior livable area: 2,524 sqft
Property
Details
- Parcel number: 122335.11
- Zoning: residential
Lot
- Lot size: 6.71 Acres
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Schoharie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $312 | $3,744 |
| Property Taxes | $156 | $1,872 |
| Electricity | $417 | $5,005 |
| Total | $1,390 | $16,680 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $100,000 |
| 2004-11-18 | Sold | $51,000 |
