See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

85 Millbury Rd, Oxford, MA, 01540

4beds
4baths
2,808sqft
$625,000
$223price/sqft
$4,617/moest. monthly cost
$184,680/yrincome needed

About This Home

Welcome home to this picturesque Colonial on a beautifully landscaped lot w/ a private POND on just under 1.5 acres. This one truly has it all & then some. The exterior of the home boasts beautiful gardens, a 10 zone irrigation system & really shows pride of ownership. Step inside to the main level where you will find the kitchen that was beautifully remodeled in 2023 w/ quartz countertops, plenty of cabinets, newer SS appliances & a dining area. Also on this level is the huge open living / dining room w/ wood fireplace, wide pine flooring, mini-split, as well as a great separate space for a den or office. There is also a 1st floor laundry room, 1/2 bath, mudroom & the primary suite w/ walk-in closet complete w/ its own full bathroom. Off of the primary suite you will have access to a private deck and there is another multi-level deck off of the living room that overlooks a gorgeous backyard. On the 2nd level you will find 3 more bedrooms w/ ample storage & a large full bathroom. Pull down attic for additional storage. The basement is finished & works great as an additional family or game room complete w/ a wet bar & a 1/2 bath. Exterior access from the basement to the backyard. Even the shed on the property is finished & works great for storage or a play room or studio. Solar lease to be paid off at closing & electric bills have been $0 for years. Vinyl siding, shutters, Harvey tilt-in windows, & the garage doors were all done in 2020-2021. Brand new 200 amp electric panel (July 2026). The small pond on the property has various types of fish, turtles, frogs, etc. Imagine ice-skating in the winter! As if all this wasn't enough, this property is under a 2 minute drive to 395 in one direction & less than a mile to Auburn in the other direction. Don't miss this incredible home. Quick closing possible!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
4/10
Oxford Middle SchoolGrades 6-81.4 mi
4/10
Oxford High SchoolGrades PK,9-121.5 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator
  • Laundry features: Main Level,Electric Dryer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Interior Entry,Garage Access

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Bathroom - With Tub & Shower
  • Level: First

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom3

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom4

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Flooring - Wood
  • Level: First

Features

  • Bathroom - Half,Wet bar,Bathroom,Den,Bonus Room,Walk-up Attic
  • Flooring: Wood,Tile,Carpet,Pine,Flooring - Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 791
  • Finished area above ground: 2,808

Heating & Cooling

  • Heating features: Baseboard,Oil
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,808
  • Total interior livable area: 2,808 sqft

Kitchen

  • Features: Flooring - Vinyl, Dining Area, Countertops - Upgraded, Remodeled, Stainless Steel Appliances, Lighting - Overhead
  • Level: First

Living Room

  • Features: Flooring - Wood, Balcony / Deck, Deck - Exterior, Slider, Lighting - Overhead
  • Level: Main,First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Walk-In Closet(s), Flooring - Wood, Balcony / Deck
  • Level: First

Property

Details

  • Parcel number: M:0013 B:0C0202 L:0000,4242606
  • Zoning: R1

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck,Rain Gutters,Storage,Sprinkler System,Fenced Yard,Garden
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pond,Private

Lot

  • Lot size: 1.42 Acres
  • Features: Wooded

Parking

  • Total spaces: 7
  • Parking features: Under,Garage Door Opener,Garage Faces Side,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$249$2,988
Property Taxes $655$7,860
Electricity $553$6,644
Total$4,617$55,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,297/yr
40% on housing$138,510/yr
45% on housing$123,120/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 01540$211
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01540$307
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$625,000
2026-07-02Listing removed$625,000
2026-06-23Contingent$625,000
2026-06-13Listed for sale$625,000
2026-06-04Contingent$625,000
2026-05-23Listed for sale$625,000
2026-05-21Pending sale$625,000
2026-05-14Listed for sale$625,000
2014-04-30Sold$340,000
2014-02-14Listed for sale$349,900
2014-01-01Listing removed$359,000
2013-11-07Price change$359,000
2013-09-24Price change$369,000
2013-06-28Listed for sale$373,000
2005-03-28Sold$378,750

For Sale by Agent

AgentJackie Painchaud
BrokerageThe Neighborhood Realty Group

Similar Homes