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8 Foster St, Oxford, MA, 01540

2beds
2baths
1,986sqft
$519,900
$262price/sqft
$3,771/moest. monthly cost
$150,840/yrincome needed

About This Home

****Offer Accepted. Open House will be held as scheduled for backup offers only****Situated in a peaceful, established Oxford neighborhood, this charming single-family home offers a wonderful combination of suburban comfort and everyday practicality. The welcoming interior features a bright and sensible layout, highlighted by large windows that fill the main living spaces with natural light. Scrolled ceilings throughout add character, while the functional kitchen provides ample cabinet storage and workspace, transitioning seamlessly into a comfortable dining area perfect for casual hosting or family meals. The well-proportioned bedrooms serve as quiet private retreats with generous closet space, including a spacious cedar closet in the second bedroom. Additional highlights include 200-amp electrical service and gutter helmets for added convenience and reduced exterior maintenance. Outside, the property boasts a lovely yard ideal for outdoor relaxation, gardening, or weekend gatherings. Conveniently located just minutes from Carbuncle Pond and Beach, the Hodges Village Dam Trails, local schools, and major routes including I-395, this property offers peaceful small-town living with easy access to Worcester.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Oxford Middle SchoolGrades 6-80.3 mi
4/10
Oxford High SchoolGrades PK,9-120.3 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer

Bathroom1

  • Features: Bathroom - Full
  • Level: First

Bathroom2

  • Features: Bathroom - Full
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Wood
  • Level: First

Features

  • Closet,Sun Room,Foyer
  • Flooring: Wood,Carpet,Flooring - Wall to Wall Carpet,Flooring - Wood
  • Finished area above ground: 1,986

Heating & Cooling

  • Heating features: Forced Air,Humidity Control,Propane
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 1,986
  • Total interior livable area: 1,986 sqft

Kitchen

  • Features: Ceiling Fan(s), Flooring - Wood
  • Level: First

Living Room

  • Features: Ceiling Fan(s), Closet, Flooring - Wood
  • Level: First

Master Bedroom

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Property

Details

  • Parcel number: M:023A B:0B01 L:0000,4243103
  • Zoning: R3
  • Exclusions: Dehumidifier,Microwave,Basement Refrigerator,Gas Grill,Workbench

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Fenced Yard
  • Fencing: Fenced
  • Waterfront features: Lake/Pond

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,Other

Parking

  • Total spaces: 3
  • Parking features: Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$207$2,484
Property Taxes $545$6,540
Electricity $391$4,699
Total$3,771$45,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,291/yr
40% on housing$113,130/yr
45% on housing$100,560/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 01540$209
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01540$307
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$519,900
2026-07-28Listed for sale$519,900
1988-06-29Sold$127,000

For Sale by Agent

AgentTeam ROVI
BrokerageReal Broker MA, LLC

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