See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10 Garrison Heights Dr, Oxford, MA, 01540

4beds
3baths
1,930sqft
$599,900
$311price/sqft
$4,281/moest. monthly cost
$171,240/yrincome needed

About This Home

****MOTIVATED SELLER....BRING AN OFFER...****This spacious 4-bedroom, 2.5-bath Colonial offers nearly 2,000 sq ft of comfortable living in a desirable cul-de-sac neighborhood. Brazilian cherry floors flow through most rooms, complemented by an oversized entry, sun-filled dining room, spacious living room, and cozy den with a pellet stove. The kitchen features granite countertops and luxury vinyl flooring. Enjoy a private backyard, oversized deck and the 3-season porch area. All located on a quiet dead-end street, tucked away yet close to dining, Market Basket, Home Depot, and major highways. Recent updates include a 4-bedroom septic system (2017), roof (2012), and a 5-year-old oil burner and oil tank. Generator-ready and offered at $579,900

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10
Oxford Middle SchoolGrades 6-83.0 mi
4/10
Oxford High SchoolGrades PK,9-123.1 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer,Water Treatment
  • Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Concrete

Bathroom1

  • Features: Bathroom - Half, Flooring - Hardwood
  • Level: First

Bathroom2

  • Features: Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Closet, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Laminate
  • Level: Second
  • Area: 130

Bedroom3

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 150

Bedroom4

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Window(s) - Picture, Lighting - Overhead
  • Level: First
  • Area: 154

Family Room

  • Features: Wood / Coal / Pellet Stove, Ceiling Fan(s), Flooring - Hardwood, Slider
  • Level: First
  • Area: 216

Features

  • Closet,Entry Hall
  • Window features: Screens
  • Flooring: Wood,Tile,Laminate,Flooring - Marble
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,930

Heating & Cooling

  • Heating features: Baseboard,Oil,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,930
  • Total interior livable area: 1,930 sqft

Kitchen

  • Features: Flooring - Laminate, Countertops - Stone/Granite/Solid, Slider, Lighting - Overhead
  • Level: First
  • Area: 180

Living Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: Second
  • Area: 260

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 198

Property

Details

  • Parcel number: 4246693
  • Zoning: R1

Features

  • Patio & porch: Porch - Enclosed,Deck - Wood
  • Exterior features: Porch - Enclosed,Deck - Wood,Rain Gutters,Storage,Screens

Lot

  • Lot size: 0.98 Acres

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage Door Opener,Storage,Workshop in Garage,Garage Faces Side,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$239$2,868
Property Taxes $629$7,548
Electricity $380$4,566
Total$4,281$51,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,777/yr
40% on housing$128,430/yr
45% on housing$114,160/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 01540$206
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01540$307
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$579,900
2026-07-06Price change$599,900
2026-06-16Listed for sale$614,900
2017-11-21Sold$270,000
2017-09-18Pending sale$269,000
2017-09-11Price change$269,000
2017-09-05Price change$275,000
2017-08-16Price change$279,900
2017-08-07Price change$289,900
2017-07-06Price change$284,900
2017-06-10Price change$289,900
2017-05-04Price change$299,900
2017-04-18Price change$305,900
2017-03-28Price change$309,900
2017-02-26Listed for sale$319,900
1990-06-20Sold$60,000

For Sale by Agent

AgentDonna Caissie
Brokerage2 Sisters Realty & Associates

Similar Homes