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375 Champagne Cir, Ringgold, GA, 30736

4beds
2baths
2,818sqft
$465,000
$165price/sqft
$3,510/moest. monthly cost
$140,400/yrincome needed

About This Home

Come see this stunning and newly remodeled home in Ringgold, GA that is zoned for Heritage. Full interior renovation introduces a bright open-concept living space at 375 Champagne Cir, Ringgold. Every room has been refreshed with new flooring, fresh paint, and modern fixtures. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that flows seamlessly to the spacious living area and dining nook. A generous master suite includes a walk-in closet and an en-suite bath with dual vanities. Two additional bedrooms and a beautifully updated full bath provide flexible space for family or home-office use. Crawlspace has been renovated with a new dehumidifier, and sump pump. Outside, the level lot and well-maintained yard invite relaxation or entertaining, while a large two-car garage offers ample storage. Convenience meets comfort just minutes from schools, shopping and parks. Move-in ready -- don't miss this turnkey opportunity.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
8/10
Heritage Middle SchoolGrades 6-83.3 mi
7/10
Heritage High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2002

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Concrete,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Electric Cooktop,Electric Water Heater,Microwave,Self Cleaning Oven,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Granite Counters,High Ceilings,Pantry,Recessed Lighting,Walk-In Closet(s),Separate Shower,Tub/shower Combo,Breakfast Nook,Separate Dining Room,Plumbed
  • Window features: Double Pane Windows,Shutters
  • Flooring: Luxury Vinyl,Tile
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area above ground: 2,818

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,818
  • Total interior livable area: 2,818 sqft

Property

Details

  • Parcel number: 0022j031
  • Special condition: Personal Interest

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Screened,Porch - Covered
  • Exterior features: Lighting
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard,Front Yard,Landscaped
  • Lot size dimensions: 110 x 87 123 x 118

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$175$2,100
Property Taxes $711$8,532
Electricity $273$3,285
Total$3,510$42,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,342/yr
40% on housing$105,300/yr
45% on housing$93,600/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$166
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$499,000
2026-03-15Pending sale$499,000
2026-02-04Price change$499,000
2026-01-05Price change$500,000
2025-12-03Price change$510,000
2025-11-12Price change$515,000
2025-10-27Listed for sale$525,000
2025-05-05Sold$295,000

For Sale by Agent

AgentTyler Payne
BrokerageElite Realtors LLC

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