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3400 Oak Ridge Rd, Summerfield, NC, 27358

2beds
1baths
976sqft
$229,900
$236price/sqft
$1,608/moest. monthly cost
$64,320/yrincome needed

About This Home

Welcome home to 3400 Oak Ridge Home! This charming one-level brick ranch offers timeless appeal in the heart of Summerfield and is located in the highly sought-after Northwest School District. Situated on a spacious, level lot of over half an acre, you'll enjoy the benefits of no HOA and low county taxes. Conveniently located near major highways, shopping, and dining, this home offers the perfect blend of peaceful living and everyday convenience. Ideal for first-time buyers, those looking to downsize, or investors, this property features a wheelchair-accessible ramp, an open kitchen and dining area, a huge living room, and beautiful hardwood floors throughout the main living areas with no carpet. Don't miss this fantastic opportunity—schedule your showing today! Agent is owner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

10/10
9/10

Construction

Condition

  • Year built: 1959

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Solar Hot Water,Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 976

Heating & Cooling

  • Heating features: Heat Pump,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 976
  • Total interior livable area: 976 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0149722
  • Zoning: RS
  • Special condition: Owner Sale
  • Exclusions: Storage Building

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.56 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hail
Hurricane
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Guilford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$69$828
Property Taxes $177$2,124
Electricity $200$2,405
Total$1,608$19,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,131/yr
40% on housing$48,240/yr
45% on housing$42,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 27358$218
Guilford County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27358$192
Guilford County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$229,900
2026-07-10Listed for sale$239,900
2023-06-15Sold$2,000

For Sale by Agent

AgentJennifer Washburn
BrokerageRE/MAX Realty Consultants

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