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509 Bear St, Syracuse, NY, 13208

5beds
2baths
1,822sqft
$239,900
$132price/sqft
$2,114/moest. monthly cost
$84,560/yrincome needed

About This Home

The newly updated home is ready to move in. This 5-bedroom 2 full bathroom home has plenty of space for all of your needs. This home has flex space for gathering out from the second-floor bedrooms. The eat in kitchen and dining area for more options. Second floor laundry, for convenance. Off street parking in the back of the home.

Getting Around

69
WalkingSomewhat Walkable
41
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

3/10
Webster Elementary SchoolGrades PK-51.1 mi
2/10
Grant Middle SchoolGrades 6-80.6 mi
1/10
Henninger High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Range Hood
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Walk-In Pantry
  • Flooring: Carpet,Varies,Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,822
  • Total interior livable area: 1,822 sqft

Property

Details

  • Parcel number: 31150000200000190110000000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 2,509 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 30 x 82

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$157$1,884
Property Taxes $443$5,316
Electricity $301$3,613
Total$2,114$25,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,480/yr
40% on housing$63,420/yr
45% on housing$56,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 13208$115
Onondaga County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 13208$135
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$229,900
2026-07-31Listed for sale$239,900
2015-08-08Sold$8,900
2015-06-11Sold$1,339

For Sale by Agent

AgentMary Jo Richer
BrokerageCNY Affordable Realty, Inc.

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