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3189 Manor Hl, Covington, KY, 41015

4beds
5baths
4,200sqft
$825,000
$196price/sqft
$5,752/moest. monthly cost
$230,080/yrincome needed

About This Home

Step into a home that truly stands apart! An exceptional, custom-built brick ranch in the prestigious Manor Hill development features a rare blend of craftsmanship, scale, & distinctive design. Built for those who appreciate thoughtful detail & timeless style. This one-of-a-kind home has a foyer with a 20-foot barrel-rolled ceiling, a spacious gourmet kitchen, an elegant formal dining room with a 6-ft by 12-ft cathedral window, a huge living room, a family room, a finished lower level with numerous walkouts, an elevator, and 4 spacious bedrooms: 2 on the main level and 2 in the lower level. Sunlight pours through the expansive, beautifully designed windows, creating a warm & inviting atmosphere. The primary suite is a retreat unto itself, boasting dual ensuite bathrooms, a unique & luxurious feature, complete with a soaking tub and his/her spacious walk-in closets. Designed for both everyday living & elegant entertaining, the home features a refined piano room, a dedicated billiards room, custom-built-in shelving, and lighting that adds both character & function. The extra-wide stairwell, accented by a striking chandelier, makes a grand architectural statement. Convenience meets comfort with the first-floor laundry, a practical mudroom with freezer, abundant storage space, and secure safe room- just add the door. The walkout lower level opens to a private patio & features a wet bar and one of two inviting fireplaces, perfect for gatherings year-round. Outdoor living is just as impressive, with a charming 54 ft wrap-around front porch, a cooper clad top of roof, a rear patio, and a serene screened-in rear deck overlooking wooded views ideal for relaxing or entertaining. Short walk to Manor Hill Community Walking & Nature Trails! This showpiece of a home offers a rare opportunity to own a home that combines luxury, individuality, & thoughtful design in every detail! The builder's plans will be provided to buyer.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
10
BikeSomewhat Bikeable

Schools

6/10
7/10
Twenhofel Middle SchoolGrades 6-82.2 mi
7/10
Simon Kenton High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 2002

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Trash Compactor,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes

Bathroom3

  • Features: Full Finished Half Bath,Tile Flooring
  • Level: First
  • Area: 48
  • Dimensions: 8 x 6

Bathroom4

  • Features: Full Finished Bath,Tub With Shower
  • Level: Lower
  • Area: 45
  • Dimensions: 9 x 5

Bathroom5

  • Features: Full Finished Half Bath,Tile Flooring
  • Level: Lower
  • Area: 42
  • Dimensions: 7 x 6

Bedroom2

  • Features: Carpet Flooring
  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Features: Carpet Flooring,See Remarks,Window Treatments
  • Level: Lower
  • Area: 132
  • Dimensions: 12 x 11

Bedroom4

  • Features: Bath Adjoins,Ceiling Fan(s),Window Treatments
  • Level: Lower
  • Area: 187
  • Dimensions: 17 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Features: Built-in Features,French Doors,Recessed Lighting,See Remarks,Walk-Out Access
  • Level: First
  • Area: 216
  • Dimensions: 18 x 12

Entry

  • Features: Entrance Foyer,See Remarks,Tile Flooring,Transom
  • Level: First
  • Area: 96
  • Dimensions: 12 x 8

Family Room

  • Features: Carpet Flooring,Fireplace(s),See Remarks,Walk-Out Access
  • Level: Lower
  • Area: 190
  • Dimensions: 19 x 10

Features

  • Wet Bar,Walk-In Closet(s),Storage,Soaking Tub,Pantry,Open Floorplan,Entrance Foyer,Crown Molding,Coffered Ceiling(s),Chandelier,Bookcases,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Elevator,High Ceilings,Recess Ceiling(s),Recessed Lighting,Vaulted Ceiling(s),Wired for Sound
  • Door features: Pocket Door(s),Multi Panel Doors
  • Window features: Picture Window(s),Wood Frames
  • Number of fireplaces: 2
  • Fireplace features: Blower Fan,Gas,Marble
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,200
  • Total interior livable area: 4,200 sqft

Kitchen

  • Features: Ceramic Tile Flooring,Solid Surface Counters,Planning Desk,Pantry,Recessed Lighting
  • Level: First
  • Area: 165
  • Dimensions: 15 x 11

Laundry

  • Features: See Remarks,Tile Flooring,Utility Sink
  • Level: First
  • Area: 70
  • Dimensions: 10 x 7

Living Room

  • Features: Bookcases,Fireplace(s),See Remarks
  • Level: First
  • Area: 360
  • Dimensions: 20 x 18

Loft

  • Features: See Remarks
  • Level: Upper
  • Area: 64
  • Dimensions: 8 x 8

Other

  • Features: Built-in Features,See Remarks,Wood Cabinets
  • Level: Lower
  • Area: 266
  • Dimensions: 19 x 14

Other

  • Features: See Remarks
  • Level: Lower
  • Area: 77
  • Dimensions: 11 x 7

Other

  • Features: Recessed Lighting,See Remarks
  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Primary Bath

  • Features: Ceramic Tile Flooring,Shower
  • Level: First
  • Area: 104
  • Dimensions: 13 x 8

Primary Bath

  • Features: Soaking Tub,Tile Flooring
  • Level: First
  • Area: 130
  • Dimensions: 13 x 10

Primary Bedroom

  • Features: Bath Adjoins,Ceiling Fan(s),Carpet Flooring,See Remarks,Walk-In Closet(s)
  • Level: First
  • Area: 234
  • Dimensions: 18 x 13

Property

Details

  • Parcel number: 0610001111.00
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Enclosed,Patio,Porch
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.58 Acres
  • Features: Corner Lot,Level,Sprinklers In Front,Wooded
  • Lot size dimensions: ,5754 acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Side,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$515$6,180
Property Taxes $735$8,820
Electricity $331$3,980
Total$5,752$69,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,211/yr
40% on housing$172,560/yr
45% on housing$153,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 41015$125
Kenton County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 41015$171
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$895,000
2001-04-10Sold$67,500

For Sale by Agent

AgentBradley Cull
BrokerageRE/MAX Victory + Affiliates

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