See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

487 Black Meadow Road, Chester, NY, 10918

6beds
4baths
4,204sqft
$699,995
$167price/sqft
$5,621/moest. monthly cost
$224,840/yrincome needed

About This Home

A Landmark Farmhouse with a Story to Tell. Standing proudly since 1872, this historic Colonial farmhouse is one of the very first homes built on Black Meadow Road and remains a meaningful piece of Chester’s agricultural past. Once surrounded by hundreds of acres of open farmland and dairy cows, the home still carries the soul of a working farm while offering the comforts of modern living. With over 4,000 square feet of living space, the home blends authenticity with thoughtful updates. Original architectural elements—including wide-plank floors, carefully refinished—add warmth and character throughout. Two staircases provide access to the second floor, reflecting the home’s natural evolution over time. The kitchen is rich in historic detail, highlighted by authentic hand-hewn wood support beams, original to the house and a true testament to 19th-century craftsmanship. Modern enhancements integrate seamlessly, including granite countertops, custom cabinetry, stainless steel appliances, and new high-performance HPL flooring designed for durability. The layout includes six bedrooms and four bathrooms, with twin primary suites located on opposite wings of the home, each offering walk-in closets and a sense of privacy. The welcoming foyer features new hardwood floors, while the spacious mudroom has been updated with new tile flooring and a full bathroom, ideal for everyday country living. A sunken family room with a fireplace creates a cozy gathering space, and the large formal dining room, featuring newly refinished hardwood floors, is perfectly suited for holidays and special occasions. At the rear of the home, a sun-filled sunroom offers a peaceful retreat—ideal for indoor plants, a reading nook, or a creative space that enjoys natural light throughout the day and connects the home to its surrounding landscape. The basement reflects the home’s practical history. While rustic, it once served as a working space where wine was produced beginning in the 1950s, complete with original shelving used for canning and seasonal storage. Outside, raised garden boxes invite you to plant vegetables, herbs, or flowers—continuing the tradition of working the land and enjoying the rewards of homegrown living. Additional features include a two-car garage with upper-level storage and a location that offers the peace of country life with convenience—just one hour from NYC. This is more than a residence—it is a historic home, lovingly maintained, ready to welcome its next chapter.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
6/10
8/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1872

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Chefs Kitchen,Crown Molding
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Stairs,Scuttle

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Ductless

Interior Area

  • Total structure area: 4,204
  • Total interior livable area: 4,204 sqft

Property

Details

  • Parcel number: 3322890120000001080.0000000
  • Special condition: None

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$210$2,520
Property Taxes $1,178$14,136
Electricity $694$8,337
Total$5,621$67,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,720/yr
40% on housing$168,630/yr
45% on housing$149,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 10918$269
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10918$267
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$725,000
2024-02-21Listing removed--
2023-10-25Pending sale$527,200
2023-10-25Listing removed--
2023-06-05Pending sale$527,200
2023-04-28Listed for sale$527,200
2020-02-28Sold$267,000
2020-02-06Pending sale$279,000
2019-12-03Price change$279,000
2019-10-31Price change$285,000
2019-10-11Price change$289,000
2019-09-11Price change$299,997
2019-08-18Price change$319,000
2019-08-08Price change$329,000
2019-07-26Price change$334,000
2019-07-10Price change$344,000
2019-06-28Price change$349,000
2019-06-16Price change$354,000
2019-06-07Price change$359,000
2019-05-22Price change$365,000
2019-03-08Price change$372,000
2019-02-16Price change$378,000
2019-01-07Listed for sale$385,000
2018-09-06Sold$223,000
2018-04-11Listing removed$255,024
2018-03-04Listed for sale--
2010-09-23Sold$302,100
2010-01-27Sold$744,530
1998-09-02Sold$2,500

For Sale by Agent

AgentDominic Santagato
BrokerageJoseph Baratta Company Realty

Similar Homes