520 E Franklin St, Chapel Hill, NC, 27514
About This Home
Live large in the cozy Roberson Cottage, just two blocks from UNC! This adorable home was renovated by the current owner, with updated kitchen and baths, refreshed pine paneling, hardwood floors, custom built-in closet and cabinetry and more. Sit on the front porch in the swing and relax. Enjoy entertaining guests in the living room with a fireplace or share a meal in the dining alcove. A loft and room above provide extra storage space. The lower level features a separate entrance, full bath and space for a kitchenette. It is the second bedroom in the house and could be guest quarters or a rental apartment as you desire. There was formerly an internal spiral staircase connecting the main level with the lower level. An elevator could potentially be installed between the main and lower levels. Ask listing agent for more information. A short stroll brings you to the UNC campus or to the center of downtown Chapel Hill. ''Nothing could be finer than to be this close to Carolina in the morning!'' New steps constructed to backyard. Estimates obtained for deck repair but seller elected to wait in the event a buyer wanted to reconfigure the deck or add on.. House was recently measured. Loft is 466 sf but is not counted in square footage. Tax records square footage differs from current measurements. Floor plans and sketch are in Documents. Some furnishings may convey with acceptable offer.
Getting Around
Somewhat Walkable
Good Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Block
- Roof: Fiberglass, Shingle
- Construction materials: Frame,Shingle Siding
Other
- Builder name: To Be Added
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage, Local Historic Designation
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Built-In Gas Range,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Range Hood,Refrigerator,Stainless Steel Appliance(s),Vented Exhaust Fan,Washer,Washer/Dryer Stacked
Basement
- Has basement: Yes
- Basement: Apartment, Daylight, Exterior Entry, Heated, Partially Finished, Storage Space, Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Door features: Storm Door(s)
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room,Masonry
- Fireplace: Yes
- Finished area below ground: 365
- Finished area above ground: 1,635
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric,Other
Interior Area
- Total structure area: 2,000
- Total interior livable area: 2,000 sqft
Property
Accessibility
- Accessibility features: Central Living Area
Details
- Parcel number: 9788682476
- Zoning: R-2
- Special condition: Trust
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Front Porch,Patio
- Exterior features: Garden,Rain Gutters
- Has view: Yes
Lot
- Lot size: 10,018 sqft
Parking
- Total spaces: 3
- Parking features: Open
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $366 | $4,392 |
| Property Taxes | $1,404 | $16,848 |
| Electricity | $200 | $2,405 |
| Total | $8,543 | $102,516 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $1,225,000 |
| 2026-04-24 | Listed for sale | $1,300,000 |
| 2011-12-02 | Sold | $517,000 |
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