See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

620 McAdams Rd, Hillsborough, NC, 27278

2beds
1baths
840sqft
$198,900
$237price/sqft
$1,470/moest. monthly cost
$58,800/yrincome needed

About This Home

Rare Offering: Home with Strategic Location in the Heart of Hillsborough, NC Frontage on McAdams Road | Zoned Residential Presenting a highly sought-after opportunity in Hillsborough's thriving growth corridor, Property Highlights: Premier Accessibility - The home sits on a parcel with frontage along McAdams Road, offering quiet residential charm while maintaining direct access to the town's busiest commercial corridor Residential Zoning with Upside Potential - parcel is currently zoned residential, but their location and visibility may present rezoning possibilities (subject to Town of Hillsborough planning and approvals) for higher use. Historic and Connected Location - Just minutes from Downtown Hillsborough's restaurants, galleries, and historic sites, as well as easy access to I-85, I-40 and Highway 70.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

9/10
River Park ElementaryGrades PK-50.6 mi
5/10
Orange Middle SchoolGrades 6-80.5 mi
6/10
Orange HighGrades 9-120.7 mi

Construction

Condition

  • Year built: 1944

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow, Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: None

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 9874092254
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One, One and One Half
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Fencing: None
  • Has view: Yes

Lot

  • Lot size: 0.45 Acres
  • Features: Back Yard,City Lot,Cleared,Front Yard,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,005$12,060
Home Insurance *$59$708
Property Taxes $206$2,472
Electricity $200$2,405
Total$1,470$17,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,400/yr
40% on housing$44,100/yr
45% on housing$39,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 27278$259
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 27278$236
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-02Price change$268,100
2025-06-06Listed for sale$268,000

For Sale by Agent

AgentCarol Small
BrokerageBrokers United Realty

Similar Homes