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303 Rowe Rd, Chapel Hill, NC, 27516

5beds
4baths
3,781sqft
$969,000
$256price/sqft
$6,578/moest. monthly cost
$263,120/yrincome needed

About This Home

Excellent Chapel-Hill location and schools, convenient access to shopping centers, restaurants, and a movie theater only 15 minutes away from UNC and Duke University. 5 Minutes to I-40. This 3,781+ sq. ft. (garage is 602 sq. ft.) Chapel Hill home features 5 bedrooms, 4 bathrooms, a 3-car garage, and Super location to UNC, Duke, RTP. Chapel Hill school system. It sits in a top-rated school district. Highlights include a turreted living room, a dramatic double staircase, a tray-ceiling master retreat, a gourmet kitchen, private backyard, and a widened driveway.

Getting Around

19
WalkingCar-Dependent
32
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

4/10
9/10
Chapel Hill High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Hardwood,Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 3,781

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,781
  • Total interior livable area: 3,781 sqft

Property

Details

  • Parcel number: 9880042489
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,899$58,788
Home Insurance *$268$3,216
Property Taxes $1,059$12,708
Electricity $352$4,225
Total$6,578$78,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,531/yr
40% on housing$197,340/yr
45% on housing$175,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 27516$292
Orange County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 27516$266
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$949,000
2026-07-07Price change$969,000
2026-07-06Listed for sale$909,000
2002-02-19Sold$368,000

For Sale by Agent

AgentEric Young
BrokerageCarolina Realty One Triangle L

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