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169 Aldrich St, Belchertown, MA, 01007

4beds
4baths
3,296sqft
$650,000
$197price/sqft
$4,925/moest. monthly cost
$197,000/yrincome needed

About This Home

Buyer's Delight! Original owners have meticulously maintained & updated their west facing, 4 bedrm, 3.5 bath Colonial in a desirable cul-de-sac neighborhood. 3,296 sq. ft. comprise 3 finished levels, including 738 SF finished basemt, (Fam Rm, 3/4 bath & workshop). Enter into open concept LR/DR/Kitchen, decked out with freshly refinished oak floors. On colder days cozy up to the fireplace; on warm days sup or entertain on large deck with French door access. The remodeled kitchen touts an island w/ pendant lights, upgraded cabinets, SS appliances & gas stove. The practical layout includes tiled laundry rm, 1/2 bath & entry to 2-car garage. Upstairs are 2 full baths & 4 bedrms, each w/ ceiling fan. Delight in the main bedrm w/ walk-in closet & inviting full bath w/ double vanity, tiled soaking tub + shower & tile floors. 1-bedrm w/ oak floor & walk-in closet + skylights serves as office. You will love the private, fenced-in backyd w/ 3 season, sun rm/gazebo along w/ flowering plant garden

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
Cold Spring SchoolGrades PK-K1.3 mi
6/10
Jabish Middle SchoolGrades 7-81.5 mi
7/10
Belchertown High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Flooring - Stone/Ceramic Tile,Main Level,First Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Interior Entry,Bulkhead

Bathroom1

  • Features: Bathroom - Half, Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Pedestal Sink
  • Level: Main,First

Bathroom2

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub, Bathroom - With Shower Stall, Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Jacuzzi / Whirlpool Soaking Tub, Lighting - Sconce, Lighting - Overhead
  • Level: Second

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Lighting - Sconce, Lighting - Overhead
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Cable Hookup, Lighting - Overhead
  • Level: Second

Bedroom4

  • Features: Skylight, Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Cable Hookup, Exterior Access, Lighting - Overhead
  • Level: Main,First

Family Room

  • Features: Closet, Flooring - Laminate, Recessed Lighting, Remodeled, Lighting - Sconce, Lighting - Overhead
  • Level: Basement

Features

  • Bathroom - With Shower Stall,Ceiling Fan(s),Closet - Linen,Lighting - Sconce,Lighting - Overhead,Closet/Cabinets - Custom Built,3/4 Bath,Internet Available - Broadband
  • Door features: Insulated Doors
  • Window features: Insulated Windows,Screens
  • Flooring: Tile,Carpet,Hardwood,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 738
  • Finished area above ground: 2,558

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,296
  • Total interior livable area: 3,296 sqft

Kitchen

  • Features: Flooring - Hardwood, Dining Area, Kitchen Island, Cabinets - Upgraded, Exterior Access, Open Floorplan, Remodeled, Stainless Steel Appliances, Gas Stove, Lighting - Pendant, Lighting - Overhead
  • Level: Main,First

Living Room

  • Features: Flooring - Hardwood, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Slider, Lighting - Overhead
  • Level: Main,First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet
  • Level: Second

Property

Details

  • Parcel number: M:248 L:1.12,4274252
  • Zoning: RO

Features

  • Patio & porch: Deck - Composite
  • Exterior features: Deck - Composite,Rain Gutters,Screens,Fenced Yard,Gazebo,Outdoor Gas Grill Hookup
  • Fencing: Fenced/Enclosed,Fenced
  • Frontage length: 141.00

Lot

  • Lot size: 0.94 Acres
  • Features: Wooded,Gentle Sloping,Level

Parking

  • Total spaces: 5
  • Parking features: Attached,Garage Door Opener,Storage,Oversized,Paved Drive,Off Street,Deeded,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$211$2,532
Property Taxes $779$9,348
Electricity $649$7,799
Total$4,925$59,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,857/yr
40% on housing$147,750/yr
45% on housing$131,333/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 01007$279
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01007$245
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$624,900
2026-08-07Price change$639,900
2026-07-22Price change$650,000
2026-07-06Listed for sale$675,000
2008-02-15Sold$369,000
2008-01-25Listed for sale$389,900
2007-12-10Listing removed$389,900
2007-11-12Listed for sale$389,900
2002-06-25Sold$269,900

For Sale by Agent

AgentSally Malsch
Brokerage5 College REALTORS®

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