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70 Putnam St, Watertown, MA, 02472

3beds
1baths
1,185sqft
$759,000
$641price/sqft
$5,111/moest. monthly cost
$204,440/yrincome needed

About This Home

Lovely updated first floor 3 bedroom condo in desirable East Watertown. Step off the exclusive use front porch into the vestibule (with closet) and into the light-filled, open-floor plan living room , dining room with newly installed mini-split A/C Heat Pump System, and kitchen. Brand New Roof (2025). Exclusive use rear porch off the kitchen overlooks the pretty yard & garden. Beautiful hardwood floors, high ceilings, large windows, and period moldings throughout. Bedrooms all have large closets. Additional amenities include in-unit washer and dryer; deeded garage parking + 1 exterior space; deeded use of half of the basement. Unit repainted in 2023 and has been meticulously maintained. Located two blocks from just completed Hosmer Elementary School and new athletic fields; 10 minute walk to the Charles River & bike path, newly developed and vibrant Arsenal Yard with shops, restaurants, and entertainment. Convenient location for commuting and bus routes to Cambridge and Boston.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
94
BikeBiker's Paradise

Schools

7/10
Hosmer Elementary SchoolGrades PK-50.1 mi
7/10
Watertown Middle SchoolGrades 6-81.3 mi
6/10
Watertown High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1915

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator,Freezer,Washer,Dryer
  • Laundry features: Main Level,Electric Dryer Hookup,Washer Hookup,First Floor,In Unit

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Beadboard, Pedestal Sink
  • Level: First
  • Area: 40

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: First
  • Area: 110

Bedroom3

  • Features: Flooring - Hardwood, Closet - Double
  • Level: First
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 130

Features

  • Internet Available - Broadband
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood
  • Finished area below ground: 388
  • Finished area above ground: 1,185

Heating & Cooling

  • Heating features: Central,Steam,Natural Gas,Unit Control
  • Cooling features: Window Unit(s),Ductless,Other

Interior Area

  • Total structure area: 1,185
  • Total interior livable area: 1,185 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Countertops - Upgraded, Cabinets - Upgraded, Recessed Lighting, Gas Stove
  • Level: First
  • Area: 154

Living Room

  • Features: Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Vestibule
  • Level: First
  • Area: 143

Master Bedroom

  • Features: Flooring - Hardwood, Closet - Double
  • Level: First
  • Area: 132

Property

Details

  • Parcel number: 4272306
  • Zoning: T

Features

  • Entry location: Unit Placement(Street)
  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck

Lot

  • Lot size: 4,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,837$46,044
Home Insurance *$179$2,148
Property Taxes $741$8,892
Electricity $354$4,259
Total$5,111$61,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,234/yr
40% on housing$153,330/yr
45% on housing$136,293/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$641This listing

vs Other Active Listings

Avg $/sqft

ZIP 02472$441
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02472$480
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$749,000
2026-07-08Listed for sale$759,000
2023-05-03Sold$655,000
2023-03-17Contingent$655,000
2023-03-09Listed for sale$655,000
2006-03-17Sold$355,000

For Sale by Agent

AgentArmen Khachatourian
BrokerageBoston Homes Realty

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