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16114 Taylor Ridge Ln, Beaverdam, VA, 23015

4beds
3baths
3,015sqft
$780,000
$259price/sqft
$5,011/moest. monthly cost
$200,440/yrincome needed

About This Home

Welcome to Hanover County and open spaces! Only 4 miles from the village of Montpelier on Rt 33, this well cared for home on 10 Acres offers mostly open pasture, country vistas and beautiful sunsets within a small community on a cul-de-sac. There is an assumable VA Loan in place at 6.2% for those qualified for a VA loan - ask your lender today! You'll be 11 miles from Ashland, VA affectionately known as the Center of the Universe; home to Randolph Macon College with a growing academic campus + a quaint stop for Amtrak with main line service to DC / NYC/ Interstate 95. 7 Miles to local Middle/HS. Equestrian boarding is just around the corner, or add a barn and fencing to create your own horse home (Zoned A-1). While working, the owners split their professional lives between Richmond and Charlottesville. The sellers have worked hard to convey a property move-in ready for new owners: New in June/July 2026: carpet on bedroom level, paint throughout interior, lighting in most rooms, kitchen tile backsplash and finishes, rear deck and walkway, lower driveway gravel, railing balusters, hardwoods prof. buffed, new screens in many windows. New in 2025: kitchen sliding doors, encapsulated crawlspace, well pump. New in 2022: 50 yr 130MPH dimen. shingle roof. New in 2021: all HVAC units. New in 2019: solar panels on property (no lien) to reduce energy costs. Double pane/double hung vinyl windows. Seller will convey existing Starlink internet equip. Formal and family spaces + large attached garage on the first level. 4 bedrooms on the second level with an optional 5th space - all generously sized. All appliances convey. Large detached shed on property. Highly rated Hanover County Public Schools with specialty programs offered at the HS level. Make an appointment today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
6/10
Liberty Middle SchoolGrades 6-87.0 mi
3/10
Patrick Henry High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Refrigerator,Stove,Water Heater,Washer

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Dimensions: 12.4 x 11.3

Bedroom3

  • Level: Second
  • Dimensions: 12.8 x 10.10

Bedroom4

  • Level: Second
  • Dimensions: 11.7 x 10.10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 14.4 x 13.0

Family Room

  • Level: First
  • Dimensions: 13.4 x 10.11

Features

  • Breakfast Area,Bay Window,Dining Area,Separate/Formal Dining Room,Fireplace,Granite Counters,High Ceilings,Bath in Primary Bedroom
  • Flooring: Partially Carpeted,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,015

Foyer

  • Level: First
  • Dimensions: 13.0 x 10.4

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Solar,Zoned
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total interior livable area: 3,015 sqft

Kitchen

  • Level: First
  • Dimensions: 21.5 x 18.2

Living Room

  • Level: First
  • Dimensions: 15.8 x 12.3

Master Bedroom

  • Level: Second
  • Dimensions: 22.4 x 20.11

Office

  • Level: Second
  • Dimensions: 14.4 x 14.1

Other

  • Level: Second

Property

Details

  • Parcel number: 7833640206
  • Zoning description: A1
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Deck
  • Exterior features: Deck,Storage,Shed,Unpaved Driveway
  • Fencing: None
  • Horses can be raised: Yes

Lot

  • Lot size: 10.03 Acres
  • Features: Pasture,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Garage,Off Street,Garage Faces Rear,Garage Faces Side,Unfinished Garage,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Earthquake
Hail
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,944$47,328
Home Insurance *$251$3,012
Property Taxes $526$6,312
Electricity $290$3,484
Total$5,011$60,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,805/yr
40% on housing$150,330/yr
45% on housing$133,626/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 23015$233
Hanover County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 23015$249
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$780,000
2017-01-26Sold$373,500
2016-12-23Pending sale$369,900
2016-07-12Price change$369,900
2016-07-09Price change$369,000
2015-07-13Listed for sale$380,000
2004-05-28Sold$335,000

For Sale by Agent

AgentMeredith Hayes
BrokerageThe Hogan Group Real Estate

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