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514 Reed Cir, Ruffs Dale, PA, 15679

2beds
2baths
--sqft
$55,000
--price/sqft
$572/moest. monthly cost
$22,880/yrincome needed

About This Home

Welcome to 514 Reed Circle located in Deerwood Estates! This fully renovated 2 bed, 2 full bath home is waiting for its new owner! Enjoy one level living with an open concept floor plan. The main bedroom is equipped with its own bathroom and walk-in closet. The second bedroom has a full bathroom right next to it as well. The low maintenance, fenced-in yard is an added bonus! Don't miss this one!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Property condition: Resale

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Property

Details

  • Parcel number: 470700008399005

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size dimensions: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$15$180
Property Taxes $55$660
Electricity $224$2,692
Total$572$6,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,611/yr
40% on housing$17,160/yr
45% on housing$15,253/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15679$480
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15679$126
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-26Listed for sale$55,000

For Sale by Agent

AgentErika Angioletti
BrokerageHOWARD HANNA MID MON VALLEY OFFICE

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