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6277 Iris Ct, Denver, NC, 28037

1beds
1baths
982sqft
$213,000
$217price/sqft
$1,452/moest. monthly cost
$58,080/yrincome needed

About This Home

This charming 1-BR, 1 BTH all-brick end-unit in The Terraces offers 55+ active-adult living near Lake Norman with no city taxes. Upgraded with a new roof, HVAC, walk-in shower, and open patio, the bright open floorplan includes vaulted ceilings, floored attic storage, and custom curtains. Enjoy a desirable clubhouse-centered community, with a pond and walking trail. Close to Grocery stores, and shopping. Don't wait to see this adorable unit! More Pictures and attachments coming soon!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

9/10
Rock Springs ElementaryGrades PK-50.8 mi
6/10
North Lincoln MiddleGrades 6-84.9 mi
6/10
North Lincoln High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Exhaust Hood,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 982

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 982
  • Total interior livable area: 982 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 78042
  • Zoning: R-S
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main

Lot

  • Lot size: 0.05 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,077$12,924
Home Insurance *$58$696
Property Taxes $117$1,404
Electricity $200$2,405
Total$1,452$17,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,782/yr
40% on housing$43,560/yr
45% on housing$38,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 28037$257
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28037$230
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$213,000
2022-10-12Sold$178,000
2022-09-02Contingent$182,000
2022-08-28Price change$182,000
2022-08-02Price change$187,000
2022-06-22Listed for sale$190,000
2019-05-02Sold$125,500
2019-04-02Pending sale$130,000
2019-03-16Listed for sale$130,000

For Sale by Agent

AgentCathy Bowles
BrokerageERA Live Moore

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