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822 Spruce Creek Dr, Jamestown, TN, 38556

1beds
1baths
524sqft
$179,900
$343price/sqft
$1,354/moest. monthly cost
$54,160/yrincome needed

About This Home

Ride Into The Big South Fork + Immediate Airbnb Potential! Discover the perfect intersection of rustic soul and modern convenience. Situated on 3.55 private, wooded acres, this 4-year-old custom cabin sits directly beside the community horse trail, offering direct access to the Spruce Creek Equine community trails with 4 trailheads into the massive 200+ mile trail system of the Big South Fork National River & Recreation Area. Investor-Ready & Fully Turnkey: Skip the months of setup and the high cost of furnishing. This property is being offered fully furnished and decorated, making it 100% rental-ready immediately upon purchase. The sale includes high-performance commercial washer & dryer designed for heavy-duty use, Sleek Black Refrigerator and apartment size electric stove/oven, as well as a microwave & coffee pot. Efficient Kitchen Layout with an abundance of cabinet space for a home of this size. From the indoor mountain-chic decor to the brand-new black rocking chair waiting for you on the front porch, this cabin is a ''business-in-a-box'' in one of Tennessee's premier equestrian destinations. Quality Construction & Maintenance-Friendly Design: This is a masterclass in rustic elegance, built for long-term durability. Designer Interiors: Soaring ceilings with massive wooden beams and intricate decorative tin in the living room & kitchen. Modern Systems: Connected to Public Water with a propane tankless propane water heater for endless hot water and maximum efficiency. Sleeping Loft: A versatile loft space for guests or extra storage. Permanent Foundation: Built on a solid permanent foundation with a clean, accessible crawl space, ensuring easy access for any future maintenance or repairs. Expanded Outdoor Living: Dual Decks & Entrances: Features an integrated front porch and a rear landing with steps for easy access to the backyard. Dedicated Firepit Zone: A cleared, spacious area for an outdoor firepit with plenty of room for seating--perfect for starlit evenings after a day on the trails. Detached 8' x 12' Workshop: A secure, lockable building (4 years old) with a metal roof, window, built-in workbench, and dual lofts. We invite you to step onto the porch, take a seat in the rocking chair, and breathe in the fresh plateau air. Whether you are looking for a peaceful sanctuary to call home or an exciting new investment, we welcome you to experience the tranquility of trailside living at Spruce Creek. Your Tennessee adventure starts here!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
7/10
Clarkrange High SchoolGrades 9-1220.7 mi
5/10
York Elementary SchoolGrades PK-88.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Vinyl Siding,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s),Eat-in Kitchen
  • Window features: Windows - Vinyl,Drapes
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Propane,Zoned,Other,Electric
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 524
  • Total interior livable area: 524 sqft

Property

Details

  • Parcel number: 036 311.00 000

Features

  • Has view: Yes
  • View description: Country Setting,Trees/Woods

Lot

  • Lot size: 3.55 Acres
  • Features: Private,Wooded,Irregular Lot,Rolling Slope

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance $71$852
Property Taxes $199$2,388
Electricity $175$2,103
Total$1,354$16,248

Income You'd Need if You Spent...

35% on housing$46,422/yr
40% on housing$40,620/yr
45% on housing$36,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 38556$166
Fentress County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 38556
Fentress County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$229,900
2026-04-03Listed for sale$234,900
2016-11-26Listing removed$72,500
2016-11-19Listed for sale$72,500

For Sale by Agent

AgentErica Styles
BrokerageAllardt Real Estate Association LLC

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