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370 W 118th St APT 3C, New York, NY, 10026

2beds
2baths
1,050sqft
$855,000
$814price/sqft
$5,261/moest. monthly cost
$210,440/yrincome needed

About This Home

**What a Great Place to Call Home!** **Spectacular Views of Morningside Park** Enjoy the perfect balance of convenience and tranquility in this prime location, just moments from Morningside Park, Central Park, and Saint Nicholas Park. This vibrant neighborhood is rich in history, distinguished by beautiful architecture, landmark buildings, and an exceptional selection of restaurants and local amenities. This spacious **2-bedroom, 1.5-bathroom condominium** is located in a well-maintained elevator building known for its welcoming community and secure atmosphere. Residents enjoy a friendly neighborhood feel where neighbors genuinely look out for one another. Inside, you'll find a bright and inviting living and dining area that is ideal for both everyday living and entertaining. The kitchen features a convenient pass-through window to the dining room, creating an open and connected feel. Additional highlights include: * Stainless steel French-door refrigerator * Dishwasher * Abundant cabinet and counter space * Kitchen window for natural light and ventilation * In-unit stackable washer and dryer Beautiful hardwood floors run throughout the home and are complemented by decorative overhead lighting in the hallway, living room, and bedrooms. Both bedrooms offer generous double-door closets with overhead shelving for additional storage. Large windows throughout the apartment fill the rooms with natural light and fresh air. One of the home's most cherished features is its peaceful setting overlooking the park. The living room and the primary bedroom offer serene views of trees and greenery, creating a quiet retreat from city life and a connection to nature rarely found in Manhattan. **Building Amenities Include:** * Landscaped courtyard * Private garden access * Bike room * Personal 25-square-foot basement storage unit **Conveniently Located Near:** Restaurant Row and neighborhood favorites including Melba's, Clay, Lido, Vinateria, Harlem Tavern, Chocolat, BLVD Bistro, and Cantina. Grocery shopping is effortless with Lidl, Lincoln Market, Whole Foods, and Trader Joe's nearby. **Excellent Transportation Access:** * M2 and M3 bus lines * B and C trains * 2 and 3 trains at 116th Street and Lenox Avenue * Express A, B, C, and D trains at 125th Street This wonderful home offers comfort, convenience, community, and beautiful park views—all in one of Harlem's most desirable locations. **Schedule your private showing today!** Co broke opportunities are welcome. Seller pays 2.5% to buyer broker.

Getting Around

95
WalkingWalker's Paradise
100
TransitRider's Paradise
81
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 019441113
  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard
  • Has view: Yes
  • View description: Park/Greenbelt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,323$51,876
Home Insurance *$187$2,244
Property Taxes $505$6,060
Electricity $246$2,954
Total$5,261$63,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,377/yr
40% on housing$157,830/yr
45% on housing$140,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$814This listing

vs Other Active Listings

Avg $/sqft

ZIP 10026$835
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10026$855
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$855,000
2026-06-22Price change$895,000
2026-06-18Listed for sale$950,000

For Sale by Agent

AgentElaine Perry
BrokeragePerry Associates NYC Inc

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